Credit Portfolio Officer, Citi

Citi

Location:
India, Mumbai

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

Credit Portfolio Officer – Senior Vice President role in Institutional Credit Management (ICM) working closely with front line businesses as a critical component of First Line of defense for wholesale and counterparty credit risk management. Responsible for portfolio analysis, review, documentation, risk identification, management, monitoring, and stress testing. Portfolio Health Monitoring is a major deliverable developing appropriate tools to detect emerging risks and portfolio vulnerabilities.

Job Responsibility:

Ensuring portfolio management is consistent with industry leading practices and conforms to internal credit procedures/policies and regulatory expectations
Continuous engagement across ICM and with businesses and Independent Risk senior stakeholders
Understanding concerns regarding execution of portfolio alerts and/or emerging risks
Coordinating with early warning credit management team
Execute plans, strategy, and objectives for Portfolio Health Monitoring
Continuously challenge infrastructure with Technology partners for best-in-class management reporting
Partner with stakeholders in design and calibration of metrics and indicators for Portfolio Health
Support on internal projects and initiatives
Support ICM Voice of the Employee (VOE) initiatives
Travel (less than 25%)

Requirements:

Financial Services experience including 7+ years of credit experience in Banking, Trading, Structuring or Credit Risk Management
Superior risk assessment skills
Experience in portfolio monitoring and management
Public Sector expertise is preferred
Fully conversant in credit policy and risk principles
Ability to recognize and address major types of risk, including market, operational and crossborder
Expertise in managing large data sets accurately
Solid knowledge in risk and regulatory capital issues
Proactively engages team, partners and seniors to collaborate holistic client-centric approach
Highly Effective interpersonal skills
Solid organizational skills
Exceptional written and verbal communication skills
Degree in Finance or Accounting or higher degree in Business (MBA), or any other related subject
MBA, CPA, CFA preferred
Formal credit training is a plus

Nice to have:

Public Sector expertise
MBA, CPA, CFA
Formal credit training

What we offer:

Extensive on-the-job training
Exposure to senior leaders
Traditional learning opportunities
Volunteerism opportunities
Career growth opportunities

Additional Information:

Job Posted:
October 07, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Credit Portfolio Officer