CrawlJobs Logo

Credit Portfolio Officer - Strategic Initiatives & Analytics

https://www.citi.com/ Logo

Citi

Location Icon

Location:
United States , Wilmington ▼

Category Icon
Category:
Finance

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

114720.00 - 172080.00 USD / Year
Save Job
Save Icon
Job offer has expired

Job Description:

The Credit Portfolio Officer, Vice President is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties globally.

Job Responsibility:

  • Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments
  • Analyze the credit portfolio to identify inherent risks, including credit, market, operational, and compliance risks
  • Quantify potential risk exposures using established methodologies, models, and stress testing techniques
  • Stay abreast of industry trends, regulatory changes, and emerging risks that could impact the portfolio
  • Track risk exposures against established limits, tolerances, and risk appetite
  • Monitor portfolio performance and identify early warning signs of credit deterioration or breaches of risk appetite
  • Prepare regular reports on portfolio risk profile, key risk drivers, and emerging trends for senior management
  • Implement and maintain effective risk controls in accordance with policies, procedures, and regulatory requirements
  • Participate in the development and implementation of new risk mitigation strategies and controls
  • Escalate control breaches and potential risk events to appropriate stakeholders promptly
  • Contribute to the preparation of accurate and timely risk reports for internal and external stakeholders, including regulators
  • Clearly articulate risk exposures, trends, and mitigation strategies in written and verbal communications
  • Participate in internal and external audits and regulatory examinations, providing requested information and insights

Requirements:

  • 6-10 years of experience in credit risk management, portfolio analysis, or a related field
  • Strong analytical and problem-solving skills
  • Excellent communication and presentation skills, both written and verbal
  • Ability to work independently and as part of a team
  • Proficient in Microsoft Office Suite, particularly Excel and PowerPoint
  • Knowledge of statistical modeling software (e.g., SAS) is a plus
  • Takes initiative and demonstrates a proactive approach to risk management
  • Strong attention to detail and commitment to accuracy
  • Ability to work under pressure and meet deadlines
  • Strong ethical values and commitment to compliance
  • Solid understanding of credit risk concepts, methodologies, and regulatory requirements
  • Experience in analyzing credit data, financial statements, and market trends
  • Familiarity with risk management tools, databases, and reporting systems
  • Knowledge of credit products and lending practices
  • Bachelor's degree/University degree or equivalent experience
  • Master's degree preferred

Nice to have:

  • Knowledge of statistical modeling software (e.g., SAS) is a plus
  • Master's degree preferred
  • Is an enthusiastic and early adopter of change
  • takes ownership for helping others see a better future and stay positive during uncertainty
  • Demonstrates and inspires curiosity in seeking new ways to overcome challenges
  • actively applies learning from failures
  • Challenges self and others to seek out and communicate alternative views even when unpopular
  • welcomes diverse ideas to improve outcomes
  • Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization
  • Proactively seeks to understand and act in alignment with organizational decisions
  • helps others prioritize team and enterprise success over their own personal agenda
  • Focuses on highest-priority work aligned to business goals
  • helps others effectively manage competing priorities
  • Proactively identifies opportunities to streamline work
  • creates process improvements that enhance efficiency for self and the team
  • Takes personal accountability for escalating, identifying, and managing potential risk
  • implements controls that enhance the client experience and operational effectiveness
  • Anticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements
  • Sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals
  • Role-models and helps others to do the right thing for clients and Citi in all situations, even when difficult
  • Engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals
  • Proactively seeks out opportunities to volunteer in Citi programs that support the community
  • advocates for solutions that meet the needs of Citi’s clients and the community
  • Enthusiastically promotes the unique needs and preferences of colleagues
  • makes active commitment to help colleagues achieve balance, well-being, and development
  • Leverages varied networks to recruit diverse talent
  • advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities
  • Empathetically listens and understands others’ positions before acting on issues
  • works to amplify voices that are minimized in the workplace
What we offer:
  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
  • discretionary and formulaic incentive and retention awards

Additional Information:

Job Posted:
February 01, 2026

Expiration:
February 03, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
Icon
Citi - All Job Offers
Job Link Share:
Copy Link Icon
Facebook Icon Twitter Icon LinkedIn Icon

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Credit Portfolio Officer - Strategic Initiatives & Analytics

Leveraged Finance Credit Underwriting - Officer

The Global Leveraged Finance Underwriting Credit Team (LFU) within Institutional...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 4-7 years of credit analysis, origination, or relevant credit experience
  • well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
  • team player with strong work ethic who also works well with others at all levels
  • strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • advanced knowledge of Microsoft Word, Excel, and PowerPoint
  • three statements financial modeling experience
  • ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once
  • awareness and adherence to the control environment including Quality Assurance and Quality Control
  • MBA or CFA or CA
Job Responsibility
Job Responsibility
  • Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to LFU Underwriters, Risk and BCMA partners
  • evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
  • assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors
  • provide analytical support across LFU’s core functions: (1) Leveraged Lending transaction origination and credit approval
  • (2) portfolio management and early problem recognition
  • (3) global leveraged lending related projects and strategic initiatives
What we offer
What we offer
  • Equal opportunity employer
  • reasonable accommodation for persons with disabilities
  • Fulltime
Read More
Arrow Right

Senior Vice President - Underwriter - (Structured Credit and Real Estate Underwriting)

The Senior Vice President position will hold a critical role within the Structur...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 13+ years of credit, portfolio management or product experience (preferably real estate underwriting or asset management) in a financial institution, rating agency, financial guarantor, or asset management firm
  • Experience in leading a team and in coaching and mentoring junior bankers
  • Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
  • Ability to understand capital markets products and complex financing and product structures
  • Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
  • Pro-active disposition with ability to work autonomously and within a team
  • Typically deals with complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting needs
  • Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources
  • Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
  • On track for internal Senior Credit Officer designation is a plus
Job Responsibility
Job Responsibility
  • Accountability for ensuring strong analysis of the assigned Real estate portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures
  • Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
  • Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
  • Supervise analysts and associates to perform periodic monitoring of the portfolio
  • Ensure maintenance of organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
  • Perform quality control of the approval memos to ensure accuracy and completeness of input
  • Ensures team monitors the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and makes appropriate recommendations with the aim of identifying and mitigating credit risks
  • Ensure ongoing and timely feedback and coaching of junior team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
  • Provide support to Director and other senior team members, lead projects and initiatives in the wider team
  • Support the ICM Real Estate Underwriting Verticals (Citi Community Capital, CRE) on strategic initiatives/projects
What we offer
What we offer
  • Global Benefits
  • Best-in-class benefits
  • Work-life balance
  • Fulltime
Read More
Arrow Right

Senior Vice President, Credit Specialist, Private Banking

Citi Global Wealth (CGW) is looking for a Senior Vice President, Credit Speciali...
Location
Location
Singapore , Singapore
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Min 10 years of experience
  • Strong and proven analytical, financial structuring and execution skills
  • Experience as a credit officer
  • In-depth knowledge and understanding of Financial Analysis including Financial and cash flow modelling
  • Ability to digest complex or detailed issues and articulate them in a clear and concise manner to stakeholders
  • Excellent communication (written and verbal) and interpersonal skills
  • Good negotiation skills
  • Strong initiative and interactive approach to problem-solving
  • Displays flexibility and independence in a demanding environment
  • Dependable team player
Job Responsibility
Job Responsibility
  • Assist Lending Advisors with preparing Credit Greenlight memos
  • Full credit underwriting with appropriate risk-return characteristics
  • Preparation of Credit Applications ensuring accuracy and completeness of data
  • Financial Analysis including cash flow statements
  • Collateral Evaluation covering investment portfolios, commercial real estate, art, aircraft and other asset classes
  • Provide In-Business Credit Risk Approval on credit applications
  • Prepare and negotiate credit documentation for facilities
  • Prepare, review and monitor compliance to facility covenants and approval conditions
  • Assist in Portfolio Management
  • Problem Recognition and assisting with classified loans remedial management
What we offer
What we offer
  • Access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Access to learning and development resources
  • Generous paid time off packages
  • Fulltime
Read More
Arrow Right

Credit Underwriting – Leveraged Finance - Officer

The Global Leveraged Finance Underwriting Credit Team (“LFU”) within Institution...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 4-7 years of credit analysis, origination, or relevant credit experience
  • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
  • Team player with strong work ethic who also works well with others at all levels
  • Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • Advanced knowledge of Microsoft Word, Excel, and PowerPoint
  • Three statements financial modeling experience
  • Ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once
  • Awareness and adherence to the control environment including Quality Assurance and Quality Control
  • Bachelor’s/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to LFU Underwriters, Risk and BCMA partners
  • Evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
  • Assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors
  • Provide analytical support across LFU’s core functions: (1) Leveraged Lending transaction origination and credit approval
  • (2) portfolio management and early problem recognition
  • (3) global leveraged lending related projects and strategic initiatives
  • Fulltime
Read More
Arrow Right

Ccb Poland Head/ Managing Director

Managing CCB Division at Bank Handlowy S.A. in Warsaw, ensuring the achieving of...
Location
Location
Poland , Warsaw
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Strong execution skills
  • Strong communication skills including presentation to internal and external stakeholders, regulators, media, clients and other
  • Demonstrated knowledge of compliance issues and regulatory requirements (global and local)
  • Experience in managing dynamic and diverse teams
  • Familiar with Citi’s risk culture, risk and finance frameworks and their application at a legal entity and country level
  • Track record of identifying, managing and delivering change with all stakeholders to drive the business forward
  • Proven track record of developing and executing business growth strategies
  • Client-Facing and Relationship Management Skills
  • Proven leadership skills and intellectual capability to create momentum and an agenda across multiple products with a diverse population and competing priorities
  • Proven analytical and problem-solving skills with pragmatic approach to ensure limited resources are directed appropriately
Job Responsibility
Job Responsibility
  • Deliver on financial commitments, Revenues & Expenses, EBIT in Poland
  • Develop and monitor a client-driven franchise growth plan in Poland and communicate a clear Commercial Banking vision that is responsive to global/regional strategies and emerging market trends
  • Ensure that the overall business strategy is well defined and articulated to all key stakeholder such as CEO, Coverage Head, Regional CCB Head, product teams, operations and technology as well as second line and third line of defense partners
  • Communicate a clear vision of the Commercial Bank business strategy across Poland and engage employees in support of the strategy and growth
  • Grow market share across all key client Industry Verticals with high quality acquisition, activation and up-tiering
  • Build a strong network internally and externally and effectively compete with traditional global and local banks within our Target Market through superior client propositions and innovative solutions
  • Senior client coverage for existing and prospect companies
  • Drive cross-selling products like cash management, trade, FX, capital markets and wealth management
  • Define sales strategy for Commercial Bank in Poland, including target market, product and service offering, interaction models, training programs, and resources and infrastructure required
  • Execute on key growth initiatives for CCB and deliver under BHW 2.0 (post-Consumer exit) strategy
What we offer
What we offer
  • Global benefits offered to workforce
  • Competitive salary
  • Inclusion-focused work environment
  • Fulltime
Read More
Arrow Right

Credit Portfolio Senior Officer

The Credit Portfolio Senior Officer I is a senior-level position responsible for...
Location
Location
India , Bengaluru; Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 10+ years of experience in credit risk management or equivalent training and experience preferably in the financial services industry
  • Experience in people management and leadership
  • Working knowledge of SAS or SQL programming and MS Office software proficiency required
  • Consistently demonstrate clear and concise written and verbal communication
  • Demonstrated ability to view data holistically and remain detail oriented to synthesize, prioritize and deliver results with urgency
  • Demonstrated interpersonal, organizational, analytical, presentation, facilitation, negotiation and strategic skills
  • Proven ability to obtain support and buy-in across a wide range of internal and external audiences
  • Demonstrated work ethic and influencing skills
  • Bachelor's degree/University degree or equivalent experience
  • Master's degree preferred
Job Responsibility
Job Responsibility
  • Lead key business projects and the implementation of initiatives related to policy governance and manage policy exceptions/approvals and entries
  • Focus on process improvement and creating efficiencies by ensuring an effective approach and partnership with Audit management and apply consumer risk function knowledge (e.g., scoring and segmentation techniques and their uses)
  • Conduct gap analyses and remediation work of any misalignments for policy changes
  • Ensure test and significant credit changes are adequately reported and tracked and Peak Ending Net Receivables (ENRs) are adequately approved and stored systemically
  • Provide regular feedback on all initiatives, tracking, reviews and reporting emerging trends and opportunities to senior management
  • Establish cross-functional partnerships and networks to contribute to and execute cross-functional and business initiatives, such as developing/maintaining infrastructure through partnership with the Centralized Risk Infrastructure team
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
What we offer
What we offer
  • Programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
  • Expanded Paid Parental Leave Policy
  • Access to an array of learning and development resources
  • Generous paid time off packages
  • Resources and tools to volunteer in the communities
  • Fulltime
Read More
Arrow Right

Counterparty Credit Risk Analyst - Funds

Institutional Credit Management (ICM) is a critical component of Citi’s First Li...
Location
Location
United States , Getzville; Irving
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Demonstrable financial services experience, including 2-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
  • Strong knowledge of Wholesale Credit Processes and organizational awareness including ICM Risk Analysis (ICM) functions, covered portfolios/products, and processes
  • Sound understanding of policies and procedures with the ability to execute change seamlessly
  • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks
  • Solid and thorough knowledge of Citi´s systems
  • Experience in preparing presentations for seniors
  • Full awareness and adherence to the control environment including Quality Assurance and Quality Control
  • Strategic orientation to ensure the ICM Underwriting organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi
  • Experience and familiarity with Real Money Funds, Asset Managers, Pension Funds – Industry products and relevant CCR risk measures
  • Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
Job Responsibility
Job Responsibility
  • Assess the credit and financial strength of Citi’s Real Money Funds Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Funds Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriting Team Leads, 2LoD Risk Partners and BCMA partners
  • Review and provide recommendation on the risk rating across the Funds sector
  • Partner with regional and industry stakeholders in Underwriting, 2LoD, and BCMA in the implementation of credit assessment and monitoring standards for applicable portfolios
  • Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)
What we offer
What we offer
  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • planned time off (vacation)
  • unplanned time off (sick leave)
  • paid holidays
  • Fulltime
Read More
Arrow Right
New

Summer intern

The EDP Summer Internship is designed for university students and students of te...
Location
Location
Portugal
Salary
Salary:
Not provided
https://www.edp.com Logo
EDP
Expiration Date
March 01, 2026
Flip Icon
Requirements
Requirements
  • Diversified profiles from the most diverse backgrounds of higher education or technical-vocational courses
  • Willingness to build a greener future and contribute to a better tomorrow
  • Self-awareness and an open mind to new ideas and challenges
  • Curiosity, confidence and efficiency in problem-solving
  • Courage and willingness to embrace change
  • Collaborative spirit combined with excellent communication skills
What we offer
What we offer
  • A flexible experience of 1 to 3 months in a leading international company
  • Possibility to gain a real insight into a challenging context like the Energy sector
  • Opportunities for professional and personal growth
  • Possibility to build your professional network
  • Recognition of your contribution through a paid Internship
  • Positive and innovative work environment that promotes collaboration and agile decision-making
  • Flexible, healthy, and inclusive workplace with a range of attractive benefits
  • Meaningful work experience
  • Opportunities for development and internal mobility
Read More
Arrow Right
Jobs by Category
Art and Entertainment Jobs Banking Jobs Call Center Jobs Construction Jobs Consulting Jobs Customer Service Jobs Education Jobs Energy Jobs Finance Jobs Gastronomy Jobs Health and Beauty Jobs Hospitality and Tourism Jobs Human Resources Jobs Insurance Jobs IT - Administration Jobs IT - Software Development Jobs Legal Jobs Logistics Jobs Manufacturing Jobs Marketing, Digital Marketing, SEO, SEM Jobs Media Jobs Nursing Jobs Office Administration Jobs Pharmacy Jobs Physical Work Jobs Public Relations Jobs Public Sector Jobs Purchasing Jobs Quality Control Jobs Real Estate Jobs Research and Development Jobs Sales Jobs
Job Positions Jobs by Country
United States Jobs United Kingdom Jobs India Jobs Canada Jobs Australia Jobs Germany Jobs Ireland Jobs Poland Jobs
Company
Blog About Us Contact
Follow Us
Facebook
X (Twitter)
LinkedIn
Instagram
CrawlJobs Group
ITFlashcards AllDevBlogs
© 2026 CrawlJobs Ltd. All Rights Reserved
Terms & Conditions Privacy Policy