Credit Portfolio Intermediate Analyst Job at Citi (Mumbai)

Credit Portfolio Intermediate Analyst

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...

Location

India , Mumbai; Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5+ years of relevant experience
experience in financial analysis, accounting and valuation
consistently demonstrate clear and concise written and verbal communication

Job Responsibility

resolve issues and recommend solutions to moderate problems
integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/job family
serve as an industry expert and advisor
analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
develop risk management framework and processes for funds
advise businesses and clients on transaction structures and negotiate credit terms
has the ability to operate with a limited level of direct supervision
can exercise independence of judgement and autonomy
acts as SME to senior stakeholders and/or other team members
appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

What we offer

well-being
growth
work-life balance

Fulltime

Credit Portfolio Intermediate Analyst

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5+ years of relevant experience
SAS and Python Programming experience required
Tableau experience is preferred
Bachelor's degree/University degree or equivalent experience
Master's degree preferred
Consistently demonstrate clear and concise written and verbal communication

Job Responsibility

Conduct credit reviews
Credit approval and monitoring
Manage portfolio to identify credit migration
Resolve issues and recommend solutions to moderate problems
Integrate specialty area knowledge with industry standards
Serve as an industry expert and advisor
Risk MIS Reporting for Mortgage
Automation of existing and new processes
Exercise independence of judgement and autonomy
Assess risk when making business decisions

Fulltime

Credit Portfolio Intermediate Analyst

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...

Location

Singapore , Singapore

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2 - 5 years of relevant experience
Experience in consumer risk analytics
Proven ability to work with large databases
Programming skills in SAS (Base, Macro, EG) and proficient in SQL
Tableau exposure/experience preferred
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
Strong self-starter, pro-active and team player

Job Responsibility

Preparation/Coordination of Risk Reporting/MIS
Support Data projects of automating risk reports
Help acquire customer data for global data initiatives
Use Tableau for Data Visualization
Create and maintain reports and dashboards to track key performance indicators (KPIs) and identify trends
Identifies key risks and material changes, highlights to Risk Managers
Support system implementation and process enhancements
Develop and implement data quality checks to ensure accuracy and consistency of data
Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
Maintain compliance with Citibank credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs

What we offer

Extensive on-the-job training and exposure to senior leaders
Traditional learning opportunities
Volunteerism opportunities
Resources to meet unique needs
Empowerment to make healthy decisions
Support for financial well-being and future planning

Fulltime

Credit Portfolio Intermediate Analyst

Intermediate-level position responsible for MIS risk reports within Citi Global ...

Location

Singapore , Singapore

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years of relevant experience
Experience in consumer risk analytics
Proven ability to work with large databases
Programming skills in SAS (Base, Macro, EG)
Proficient in SQL
Tableau exposure/experience preferred
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills

Job Responsibility

Preparation/Coordination of Risk Reporting/MIS
Support Data projects of automating risk reports
Help acquire customer data for global data initiatives
Use Tableau for Data Visualization
Create and maintain reports and dashboards to track key performance indicators (KPIs) and identify trends
Identifies key risks and material changes, highlights to Risk Managers
Support system implementation and process enhancements
Develop and implement data quality checks to ensure accuracy and consistency of data
Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
Maintain compliance with Citibank credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs

What we offer

Extensive on-the-job training
Exposure to senior leaders
Traditional learning opportunities
Volunteerism opportunities
Resources to meet unique needs
Empowerment to make healthy decisions
Support for financial well-being and future planning

Fulltime

Credit Risk Intermediate Analyst

The Credit Risk Intermediate Analyst role involves credit and financial analysis...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstratable financial services experience, including 3-5 years of credit experience in Banking, Credit Risk Management or equivalent credit experience (candidates with background in commodities, energy and natural resources preferred)
Knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions, covered portfolios, and processes
Understanding of policies and procedures with the ability to execute change seamlessly
Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues
Thorough knowledge of Citi´s systems
Experience in preparing presentations for seniors
Awareness and adherence to the control environment including Quality Assurance and Quality Control
Assists colleagues in identifying stretch opportunities to elevate individual and team performance
Proven culture carrier
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority

Job Responsibility

Assess the credit and financial strength of Citi’s Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and Banking partners
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Support ICM Risk Analysis Voice of the Employee (VOE) initiatives
Travel (less than 10%)

What we offer

Equal opportunity employer
Inclusive work environment
Career growth opportunities

Fulltime

Credit Maintenance Intermediate Analyst

Excess Approval Management Team provides service to countries in Western Europe,...

Location

Poland , Warsaw

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years previous experience
Ability to influence key decision makers
Ability to collaborate across multiple business lines and levels of management
Consistently demonstrates clear and concise written and verbal communication skills
Self-motivated and detail oriented
Bachelor's/University degree or equivalent experience

Job Responsibility

Monitoring of excesses at daylight clearing and settlement lines
Requesting credit approvals in order to process instructed transactions
Dealing with approval requests based on Credit Policy and processing transactions within time frame
Ensure compliance with credit policy and internal procedures
Process Data Quality reviews
Close cooperation with CRMS CRA team for technical override approvals for cash and securities transactions
Interpret existing and new credit policies
Apply in day to day process
Manage processes and procedures to ensure effectiveness
Maintain, as required, up-to-date process manuals, and ensure that documented processes are adhered to

Fulltime

Credit Portfolio Analyst

Citi is seeking an experienced and motivated professional to join its Risk Manag...

Location

United Arab Emirates , Dubai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

1-2 years of relevant experience in analytics, financial analysis, or a related quantitative field
Bachelor’s degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field
Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint etc.)
Strong English written and verbal communication skills
Excellent time management, organizational, and analytical abilities
Experience with SAS and other analytical programs (Python, R) is a plus

Job Responsibility

Assess the effectiveness of Citi’s credit risk management practices and support identification and mitigation of credit risk across Citi’s retail portfolios
Analyse credit risks by utilizing reports, scorecards, risk systems, and expert judgment
Provide support for loss forecasting, stress testing and management reporting
Evaluate moderately complex and variable credit issues with significant business impact
Support the preparation of Credit Portfolio Scorecards and trend analysis reports
Prepare internal presentations for management and regulatory stakeholders

What we offer

Competitive base salary (annually reviewed)
Hybrid working model (up to 2 days working at home per week)
Additional benefits supporting you and your family to be well, live well, and save well

Fulltime

Credit Portfolio Senior Analyst

Citi is seeking an experienced and motivated professional to join its Risk Manag...

Location

United Arab Emirates , Dubai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5–8 years of relevant credit experience, preferably in a financial institution
Bachelor’s degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field
Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint etc.)
Strong English written and verbal communication skills
Excellent time management, organizational, and analytical abilities
Experience with SQL and fluency in Arabic is a plus

Job Responsibility

Assess the effectiveness of Citi’s credit risk management practices and support identification and mitigation of credit risk across unsecured portfolios
Analyze credit risks by utilizing reports, scorecards, risk systems, and expert judgment
Evaluate moderately complex and variable credit issues with significant business impact
Balance potentially conflicting data sources and develop actionable credit risk strategies
Lead or support the preparation of Credit Portfolio Scorecards and trend analysis reports
Assist with Business Monitoring and Review activities
Prepare internal presentations for management and regulatory stakeholders
Promote ethical decision-making and support risk and control issue transparency across the firm

What we offer

Competitive base salary (annually reviewed)
Hybrid working model (up to 2 days working at home per week)
Additional benefits supporting well-being, living well, and saving well

Fulltime

Credit Portfolio Intermediate Analyst

Citi

Location:
India , Mumbai

Category:
Finance

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:
January 20, 2026

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Credit Portfolio Intermediate Analyst

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Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:January 20, 2026

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Contract Type:
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