Credit Portfolio Group Manager Job at Citi (Ciudad De Mexico)

Credit Portfolio Group Manager

The Portfolio Credit Risk Management role oversees portfolio risk management act...

Location

Colombia , Bogotá

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years of experience
Solid knowledge and hands-on experience in risk management, especially with credit portfolios
Acumen in questioning, examining, and validating new account strategies, account management strategies, and non-scoring financial models
Familiarity with compliance protocols with a demonstrated ability to direct, assess and dispute compliance adherence
Experience in conducting and directing internal and external audits
Ability to collaborate with multiple teams and departments
Comprehensive knowledge and experience in risk assessment
Proficiency in ensuring compliance with legal and regulatory requirements
Advanced expertise in scrutinizing and evaluating complex financial data
Proficiency in credit analysis, counterparty risk, and portfolio stress testing

Job Responsibility

Supervise and scrutinize risk management activities related to the credit portfolio
Oversee the end-to-end framework for credit reserve adequacy and stress testing
Validate new account strategies, account management strategy development, and non-scoring financial models
Conduct rigorous internal and oversight reviews
Assess and analyze risk during decision making processes
Ensure firm policies are upheld and promote ethical conduct
Stay informed about industry trends and leverage strong communication skills
Monitor and adapt current practices according to the latest trends in credit risk analysis
Utilize expertise to enhance compliance processes for credit portfolio limits
Serve as a key authority in overseeing the first line of defense processes for portfolio management

Fulltime

Portfolio Credit Risk Management 2nd Line of Defense Lead Analyst

Portfolio Management Group (PMG) is risk management group covering Citi’s Bankin...

Location

Poland , Warsaw

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5+ years of experience in the financial industry, with significant exposure in developing analytical methodologies and modeling frameworks for credit risk measurement, regulatory capital and/or stress testing
3+ years of prior experience in a model development or model risk management function primarily working on PD and risk rating models and methodologies
Knowledge of coding in R, Python, or SAS, as well as writing and/or reviewing technical documentation
Comprehensive understanding of quantitative and qualitative methodologies and regulatory requirements used in credit risk modeling, particularly for the capital, stress testing and reserves calculations
Demonstrated knowledge across various wholesale credit portfolios and products, including an understanding of financial instruments and market dynamics
Ability to assess complex issues through root cause analysis and other analytical techniques
Strong oral and written communication skills, with a proven ability to synthesize complex concepts, translate into "user friendly" language, and present effectively and persuasively in text or slide format
Strong analytical skills with ability to identify and communicate root causes and trends
Proficient in Microsoft Office, particularly Excel (metrics and data analysis), PowerPoint (presentations), and Word (documentation)
Ability to manage multiple priorities and tasks, highly motivated with attention to detail, team-oriented, organized, pro-active, and capable of executing effectively across businesses, functions, and geographies

Job Responsibility

Support risk rating model oversight activities and prepare Governance Forum reviews, including prioritization of model changes, development, and assessment of model limitations and overlays
Provide independent review of annual and multi-year model enhancement plans to formulate holistic opinion on these developments to aid Senior Management decisions and meet Model Users expectations
Build sustainable, repeatable, and automated analytics supporting centralized model and risk rating related governance, including benchmarking and independent performance analysis of risk rating and PD models
Perform advanced ad hoc analytics and root cause analyses to respond to regulatory and business questions and provide insights, leveraging the best market practices and knowledge on risk ratings, PD modelling and related concepts
Support business and independent risk analysis to provide portfolio insights, define requirements, navigating technical model and risk rating policy and process related terms and documentation
Partner with and support the Model Sponsors, Model Developers, Model Users in 1st and 2nd line of business and Governance Forum activities concerning Wholesale Risk Ratings models and methodologies
Liaise with Model Developers to implement model methodology, such as inputs and outputs, along with qualitative components and model adjustments to ensure alignment with portfolio-specific nuances and expectations
Collaborate closely with other functions, such as product development and technology to ensure seamless integration and execution of model and risk rating oversight and implementation activities

What we offer

Private Medical Care Program
Life Insurance Program
Pension Plan contribution (PPE Program)
Employee Assistance Program
Paid Parental Leave Program (maternity and paternity leave)
Sport Card
Holidays Allowance
Sport and team recreation activities
Special offers and discounts for employees
Access to an array of learning and development resources

Fulltime

Commercial Subsidiary Group Relationship Manager

The Citi Commercial Subsidiary Group Relationship Manager is a strategic profess...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Ideally 6-10 years of experience
Sound knowledge of banking and investment products and process
Track record of providing sound banking and financial advice and solutions to clients
Demonstrates sound credit skills by being able to structure more complex deals, which can include capital market transactions
Demonstrates advanced level of Early Warning Detection skills
Demonstrates advanced credit skills
able to structure all type of credit deals
Ability to work effectively in team setting
Ability to coordinate multi-functional teams
Excellent interpersonal, communication and influencing skills

Job Responsibility

Calls on clients to deepen relationships and proactively owns, responds to, uncovers and anticipates future needs, roadblocks or risks and expectations
Introduces solutions to clients in building and strengthening an effective portfolio
Works with product specialists and subject matter experts to structure innovative and customized solutions that meet clients' individual needs
Works closely with Case Manager on the on-boarding and retention of clients, ensuring the appropriate Know Your Client and other compliance deliverables are met
Identifies cross-sell opportunities to deepen and increase share of wallet
Maximizes client experience by proactive sharing markets updates, trend and intelligence
Drives innovation in the solutions we provide clients and further developing our business
Execution of strategic initiatives launched centrally at all levels
Networks with clients to identify avenues for new business opportunities
Administrate the credit relationship of the client, coordinating and supervising the entire process

What we offer

Global benefits designed to support well-being, growth and work-life balance

Fulltime

Banamex Governance Model Validation Group Manager

The Regulatory Risk Group Manager is accountable for management of complex/criti...

Location

Mexico , Ciudad De Mexico

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years relevant experience
Excellent proficiency in Microsoft Office – particularly Excel (metrics and data analysis), PowerPoint (presentation decks), and Word (writing and editing procedural and technical documentation)
Broad understanding of classifiable and delinquency managed credit and operational policies and procedures
Thorough knowledge of financial and risk reporting
Familiarity with regulatory landscape facing global banks
Previous experience in managing Regulatory Inspections and Audits within a financial services company
Project management knowledge and experience working with diverse group of stakeholders
Proven relationship management skills
Required Licensing/Registration: Series 4, Series 7, Series 9, Series 10, Series 24, Series 63, Series 65
Bachelor's/University degree, Master's degree preferred

Job Responsibility

Accountable for management of complex/critical/large professional disciplinary areas
Leads and directs a team of professionals
Responsible for providing risk strategic analytics, information management across Citibank products
Responsible for communicating to executive management implications of existing and opposed regulation
Regulatory risk project management ownership for delivery of regulatory solutions
Analyzes new risk-related guidelines, best practice standards, rules and regulations
Directs the approach to answering questions and involve appropriate Risk functions in Citi with audits and regulators
Project Management of various deliverables for Portfolio Risk Review chapter
Significant interaction with a wide range of senior bank and risk management colleagues, as well as external stakeholders
Identifies and sponsors the development opportunities for key individuals

Fulltime

Structured Credit and Real Estate Underwriting

The Assistant Vice President will hold a critical role within the Structured Cre...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6+ years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
structured credit/securitization experience is a plus
solid experience in structured products or credit analysis
knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and analysis of credit agreements and other legal documentation
strong analytical and quantitative skills with ability to perform, review or critique credit analysis on complex transactions
strong writing, presentation and interpersonal skills
strong Microsoft Office skills
modelling experience is a plus
proven ability to work with little direction and in a team
excellent attention to detail

Job Responsibility

Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and make appropriate recommendations with the aim of identifying and mitigating credit risks
assist with classification and risk rating processes
identify data trends and deteriorating asset performance
keep abreast of industry/market developments and customer-specific events
consult with the business and underwriting on any action plans per policies
manage and report risk exposures to structured vehicles backed by various asset classes including Consumer Assets, Broadly Syndicated Loans, Middle Market Exposures within Institutional Clients Group
perform in-depth fundamental credit analysis by monitoring a company’s financial performance, risk metrics and compliance with performance triggers
responsibilities include research, credit analysis, risk rating assessment and active monitoring of the portfolio to identify credit migration
compose assigned annual review memos and generate reports as required to highlight portfolio metrics for internal and external regulators
model transactions for risk rating and stress testing purposes

What we offer

equal opportunity employer
work-life balance
opportunity to grow your career
give back to your community
make a real impact

Fulltime

Credit Risk Analyst

We are looking for a credit risk analyst to support and grow our risk team. The ...

Location

Netherlands , Rotterdam

Salary:

Not provided

iBanFirst

Expiration Date

Until further notice

Requirements

Bachelor's or Master's degree in Finance, Economics, Risk Management, or a related field
advanced degree or relevant certifications (e.g., FRM, CFA) are a plus
At least two years of experience in credit risk management within the financial services industry
Exceptional analytical and problem-solving skills with the ability to interpret complex data
Excellent communication and interpersonal skills
Ability to work in a dynamic business and simultaneously demonstrate experience working on several projects
Good understanding of financial products
A “can-do” attitude and take ownership of the assigned tasks
High standards of oral & written in English and Dutch are mandatory

Job Responsibility

Providing assistance and support to the Credit Risk team in any risk-related matters
Carrying out financial analysis on clients and liquidity providers and making recommendations that align with best practices and the group’s risk appetite
Managing multiple credit requests in a timely and effective fashion, producing well-researched and accurate credit reviews, and working directly with sales teams across business units to address credit requests and issues
Taking ownership in developing processes and procedures to limit risk and improve credit risk management efficiency
Preparing margin setup proposals for consideration by the client and management
Ensuring that the credit risk exposure of a client is within the risk limits
Monitoring and reporting a client’s initial margin and variation margin position
Monitoring and reporting the exposure concentration of the group’s credit portfolio
Monitoring the progress of a margin call
Monitoring changing market conditions that might affect the credit quality of the group’s credit risk exposure. Providing timely alerts to the management for appropriate actions

What we offer

Various missions and projects in an innovative and rising start-up in a thriving industry (fintech)
A key role and a unique opportunity to shape the future of iBanFirst
A great, professional and international team
A nice work environment

New

Business Banking Investment Commercial Real Estate Underwriter Portfolio Manager

The Portfolio Manager IV is responsible for ensuring overall portfolio performan...

Location

United States , Westwood; Iselin; West Conshohocken; Short Hills

Salary:

118000.00 - 146000.00 USD / Year

Citizens Bank

Expiration Date

Until further notice

Requirements

10+ years of experience and exhibited competency in various aspects of commercial real estate lending and/or portfolio management including financial analysis and credit structuring, understanding and applying credit policy, and credit monitoring and risk administration practices
Superior knowledge of loan and related legal documents
Must be skilled in proposing, negotiating and recommending credit and covenant structures
Must demonstrate practical and conceptual knowledge of credit and risk analysis and Banking regulations
Strong communication skills
and ability to influence others by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed ideas and solutions
Superior understanding of commercial real estate industry nuances applicable to the credits contained within group's portfolio
Ability to think critically, solve problems, strong attention to detail and effective decision maker
Bachelor's Degree preferred

Job Responsibility

Effective credit and risk administration with particular emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation, on-going portfolio maintenance activities, and as needed client support of pooled or individual portfolio
Independent interaction with Senior Management, Sales Team, Credit Products Manager, Credit Officer and Workout Officer, in order to discuss and resolve risk related issues
Independent review of financials, makes recommendations for approval of annual review/renewal, modifications, as well as, underwrites and recommends new money requests for approval to credit officers

What we offer

Annual discretionary bonus
Comprehensive medical coverage
Dental coverage
Vision coverage
Retirement benefits
Maternity/paternity leave
Flexible work arrangements
Education reimbursement
Wellness programs

Fulltime

Real Estate Underwriter

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
real estate or structured credit/securitization experience is a plus
A strong interest in real estate/structured products and credit analysis
Strong Microsoft Office skills
Modelling experience is a plus
Strong attention to detail
Oral and written communications skills enabling effective interaction with internal and external constituents of all levels
Team player with strong work ethic who also works well with others at all levels
Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
The ability to work independently to meet tight deadlines and initiate ideas with other members of the SCREU team and Independent Risk to mitigate risk

Job Responsibility

Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
Assist with classification and risk rating processes, decisions and monitoring
Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
Prepare annual credit approval and quarterly memos in a timely manner
Model transactions for risk rating and stress testing purposes
Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
Assist in reporting of Basel securitization parameters
Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
Review and analyze historical and pro forma financial statements of real estate properties to ascertain revenue trends, expense structures, and Net Operating Income (NOI)

Fulltime

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Credit Portfolio Group Manager

Job Responsibility

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