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Credit Portfolio Group Manager

https://www.citi.com/ Logo

Citi

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Location:
Colombia , Bogotá

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

The Portfolio Credit Risk Management role oversees portfolio risk management activities to minimize credit losses and potential damage to the Citigroup franchise or reputation. The role includes developing business strategies, calculating CECL reserves, conducting stress tests, loss forecasts, and managing risk appetite for the First Line of Defense (1LOD). For the Second Line of Defense (2LOD), the role involves providing effective oversight and periodic review and challenge of 1LOD portfolio management processes and outcomes.

Job Responsibility:

  • Supervise and scrutinize risk management activities related to the credit portfolio
  • Oversee the end-to-end framework for credit reserve adequacy and stress testing
  • Validate new account strategies, account management strategy development, and non-scoring financial models
  • Conduct rigorous internal and oversight reviews
  • Assess and analyze risk during decision making processes
  • Ensure firm policies are upheld and promote ethical conduct
  • Stay informed about industry trends and leverage strong communication skills
  • Monitor and adapt current practices according to the latest trends in credit risk analysis
  • Utilize expertise to enhance compliance processes for credit portfolio limits
  • Serve as a key authority in overseeing the first line of defense processes for portfolio management
  • Develop limit methodologies, manage risk, coordinate regulatory interactions
  • Manage governance discussions and oversee risk mitigation efforts
  • Interpret limits governance and oversee risk activities
  • Represent and coordinate second line of defense risk appetite engagement
  • Conduct regular reviews of portfolio health and engage in ad-hoc work related to risk control

Requirements:

  • 10+ years of experience
  • Solid knowledge and hands-on experience in risk management, especially with credit portfolios
  • Acumen in questioning, examining, and validating new account strategies, account management strategies, and non-scoring financial models
  • Familiarity with compliance protocols with a demonstrated ability to direct, assess and dispute compliance adherence
  • Experience in conducting and directing internal and external audits
  • Ability to collaborate with multiple teams and departments
  • Comprehensive knowledge and experience in risk assessment
  • Proficiency in ensuring compliance with legal and regulatory requirements
  • Advanced expertise in scrutinizing and evaluating complex financial data
  • Proficiency in credit analysis, counterparty risk, and portfolio stress testing
  • Mastered use of risk management tools and exposure monitoring processes
  • Prompt and efficient in responding to ad-hoc transaction requests
  • Demonstrated leadership in driving collaboration with various teams
  • Skilled communicator with the ability to explain complex financial concepts
  • Exceptional project management skills
  • Capable of leading information requests from regulators and auditors
  • Bachelor's/University degree, Master's degree preferred

Nice to have:

Master's degree preferred

Additional Information:

Job Posted:
October 21, 2025

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:

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