Credit Portfolio Analytics Intermediate Analyst Job at Citi (Haryana)

Credit Portfolio Analytics Intermediate Analyst

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5+ years of relevant experience
Consistently demonstrate clear and concise written and verbal communication
Bachelor's degree/University degree or equivalent experience
Analytical Thinking
Constructive Debate
Escalation Management
Industry Knowledge
Policy and Procedure
Policy and Regulation
Process Execution

Job Responsibility

Provide analyses and reporting of complex data trends to senior management and the business
Support Audit requirements from external/internal auditors & queries from Independent Risk
Create story boards, presentations and project plans for discussions with senior management
Provide support for ongoing monthly and quarterly internal and regulatory report, as needed
Work closely with cross functional teams, including business stakeholders
Utilize UNIX and Statistical Analysis System (SAS) to perform risk, financial and data analyses including profiling, sampling, reconciliation, and hypothesis testing
Train and mentor juniors in developing innovative models in compliance with policies and procedures
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards
Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses
Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US

Fulltime

Credit Portfolio Intermediate Analyst

The Credit Portfolio Analyst is a developing professional role. Deals with most ...

Location

Mexico , Ciudad De Mexico

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
Advanced English communication skills (spoken) required
Extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis
Bachelor’s/University degree or equivalent experience

Job Responsibility

Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit))
Provide succinct analysis based on customers, peers, the portfolio, and the industry
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager
May act as an industry specialist with responsibility for SBA/EXIM loan analysis
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Fulltime

Credit Portfolio Intermediate Analyst

Citi continues to enhance its business control and governance framework by build...

Location

Philippines , City of Taguig, Metro Manila

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years relevant experience
Experience in effectively engaging with various functions
Demonstrates strong ethics and integrity
Ability to understand the ‘big picture’ in a complex environment
Strong verbal & written communication skills. Active listening skills
Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
Proficient presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
Bachelor’s/University degree or equivalent experience
Experience in and exposure to global credit risk management standards
Ability to understand financing and product structures

Job Responsibility

Executes, aligned with global and regional strategies, all responsibilities regarding underwriting
Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos
Drafting of Credit Approval Memo (CAM) packages including but not limited to ensuring they are complete and accurate
Conducting initial financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis
Support relationships with key stakeholders in Banking and Risk and with key Regulators, Internal Audit, and control functions
Support ICM Underwriting organization on strategic initiatives /projects as required
Manage a portfolio of relationships across Hong kong and Taiwan being responsible for the continuous monitoring of that portfolio
Production of annual reviews, quarterly reviews, and the support of ad-hoc transactions and portfolio & industry reviews and stress testing, in partnership with Hongkong and Taiwan and Risk

Fulltime

Credit Portfolio Intermediate Analyst

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

4+ years of relevant experience
Experience in financial analysis, accounting and valuation
Consistently demonstrate clear and concise written and verbal communication
Bachelor's degree/University degree or equivalent experience
Experienced in developing, implementing, and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collections
Programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments.
Highly proficient in Excel/pivot tables and PowerPoint.
Exposure to project/process management
Strong communication and presentation skills targeting a variety of audiences
Flexibility in approach and thought process

Job Responsibility

Resolve issues and recommend solutions to moderate problems
Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
Serve as an industry expert and advisor
Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
Develop risk management framework and processes for funds
Advise businesses and clients on transaction structures and negotiate credit terms
Has the ability to operate with a limited level of direct supervision.
Can exercise independence of judgement and autonomy.
Acts as SME to senior stakeholders and /or other team members.
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Fulltime

Credit Portfolio Intermediate Analyst

Intermediate-level position responsible for MIS risk reports within Citi Global ...

Location

Singapore , Singapore

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years of relevant experience
Experience in consumer risk analytics
Proven ability to work with large databases
Programming skills in SAS (Base, Macro, EG)
Proficient in SQL
Tableau exposure/experience preferred
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills

Job Responsibility

Preparation/Coordination of Risk Reporting/MIS
Support Data projects of automating risk reports
Help acquire customer data for global data initiatives
Use Tableau for Data Visualization
Create and maintain reports and dashboards to track key performance indicators (KPIs) and identify trends
Identifies key risks and material changes, highlights to Risk Managers
Support system implementation and process enhancements
Develop and implement data quality checks to ensure accuracy and consistency of data
Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
Maintain compliance with Citibank credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs

What we offer

Extensive on-the-job training
Exposure to senior leaders
Traditional learning opportunities
Volunteerism opportunities
Resources to meet unique needs
Empowerment to make healthy decisions
Support for financial well-being and future planning

Fulltime

Credit Portfolio Intermediate Analyst

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...

Location

Singapore , Singapore

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2 - 5 years of relevant experience
Experience in consumer risk analytics
Proven ability to work with large databases
Programming skills in SAS (Base, Macro, EG) and proficient in SQL
Tableau exposure/experience preferred
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
Strong self-starter, pro-active and team player

Job Responsibility

Preparation/Coordination of Risk Reporting/MIS
Support Data projects of automating risk reports
Help acquire customer data for global data initiatives
Use Tableau for Data Visualization
Create and maintain reports and dashboards to track key performance indicators (KPIs) and identify trends
Identifies key risks and material changes, highlights to Risk Managers
Support system implementation and process enhancements
Develop and implement data quality checks to ensure accuracy and consistency of data
Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
Maintain compliance with Citibank credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs

What we offer

Extensive on-the-job training and exposure to senior leaders
Traditional learning opportunities
Volunteerism opportunities
Resources to meet unique needs
Empowerment to make healthy decisions
Support for financial well-being and future planning

Fulltime

Credit Portfolio Intermediate Analyst

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...

Location

India , Mumbai; Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5+ years of relevant experience
experience in financial analysis, accounting and valuation
consistently demonstrate clear and concise written and verbal communication

Job Responsibility

resolve issues and recommend solutions to moderate problems
integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/job family
serve as an industry expert and advisor
analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
develop risk management framework and processes for funds
advise businesses and clients on transaction structures and negotiate credit terms
has the ability to operate with a limited level of direct supervision
can exercise independence of judgement and autonomy
acts as SME to senior stakeholders and/or other team members
appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

What we offer

well-being
growth
work-life balance

Fulltime

Consumer Cards Credit Portfolio Intermediate Analyst

As part of the Retail Service Risk Management Analytics team, the successful can...

Location

India , Gurugram, Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, And Statistics
5+ years of relevant experience
Strong analytical skills in conducting sophisticate analysis using bureau/vendor data, customer performance data and marketing data to solve business problems
Good programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments
Highly proficient in Excel/pivot tables and PowerPoint
Credit card industry experience especially in an analytics or policy role is preferred
Exposure to project/process management
Strong communication and presentation skills targeting a variety of audiences
A qualified candidate needs to be able to work with cross functional teams
Creates and sustains a network of strong client relationships

Job Responsibility

Support tactical and strategic Risk Analytics New Account originations projects for Citi’s Retail Services Group in the US
Independently manage development and implementation of effective risk management strategies that maintain portfolios within their defined Risk Appetite
Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies
Must be able to effectively provide updates and communicate key initiatives to senior risk management
Analyzing tests and performance using SAS and decision tree (CHAID/ CART)
Evaluating effectiveness of current policies and strategies
Provide insight into the data through MIS and deeper analytics
Summarize analytic reports into presentations and share analyses and reports with senior leadership

What we offer

Programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
Expanded Paid Parental Leave Policy
Access to an array of learning and development resources
Variety of programs that help employees balance their work and life, including generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

Select Country

Credit Portfolio Analytics Intermediate Analyst

Job Description

Job Responsibility

Requirements

Looking for more opportunities?

Credit Portfolio Analytics Intermediate Analyst

Credit Portfolio Analytics Intermediate Analyst

Credit Portfolio Intermediate Analyst

Credit Portfolio Intermediate Analyst

Credit Portfolio Intermediate Analyst

Credit Portfolio Intermediate Analyst

Credit Portfolio Intermediate Analyst

Credit Portfolio Intermediate Analyst

Consumer Cards Credit Portfolio Intermediate Analyst

Our AI answers in your language