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The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
Job Responsibility:
Conduct credit reviews and credit approval
Monitor portfolio to identify credit migration
Resolve issues and recommend solutions to moderate problems
Integrate specialty area knowledge with industry standards
Serve as industry expert and advisor
Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
Operate with limited level of direct supervision
Assess risk when making business decisions
Assist with portfolio review preparation and conduct of stress tests
Build working relationships with various teams across the bank
Proactively identify opportunities to streamline work and create process improvements
Requirements:
5+ years of experience in credit risk analysis or corporate banking
5+ years in SAS, Tableau, PL/SQL, and UNIX
Experience in financial analysis, accounting, and valuation
Familiarity with data interpretation and ability to challenge decisions based on data analysis
Ability to interpret data, make sound decisions, and challenge the basis of the analysis
Strong analytical thinking and attention to detail
Good communication and documentation skills
Bachelor's degree/University degree or equivalent experience
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