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Credit Portfolio Analyst

United Arab Emirates, Dubai Employment contract · Job Posted September 18, 2025
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Job Description

Citi is seeking an experienced and motivated professional to join its Risk Management team as a Credit Portfolio Analyst. This role plays a critical part in evaluating and improving credit risk management practices. The candidate will contribute to UAE Wealth Citigold/Citigold Private Client Risk team in identifying, monitoring, and mitigating emerging credit risks.

Job Responsibility

  • Assess the effectiveness of Citi’s credit risk management practices and support identification and mitigation of credit risk across Citi’s retail portfolios
  • Analyse credit risks by utilizing reports, scorecards, risk systems, and expert judgment
  • Provide support for loss forecasting, stress testing and management reporting
  • Evaluate moderately complex and variable credit issues with significant business impact
  • Support the preparation of Credit Portfolio Scorecards and trend analysis reports
  • Prepare internal presentations for management and regulatory stakeholders

Requirements

  • 1-2 years of relevant experience in analytics, financial analysis, or a related quantitative field
  • Bachelor’s degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field
  • Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint etc.)
  • Strong English written and verbal communication skills
  • Excellent time management, organizational, and analytical abilities
  • Experience with SAS and other analytical programs (Python, R) is a plus

Nice to have

Experience with SAS and other analytical programs (Python, R)

What we offer

  • Competitive base salary (annually reviewed)
  • Hybrid working model (up to 2 days working at home per week)
  • Additional benefits supporting you and your family to be well, live well, and save well
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