Credit Portfolio Analyst II Job at Citi (Mumbai)

Credit Portfolio Analyst II

The Credit Portfolio Analyst II is responsible for the end-to-end management and...

Location

India , Mumbai; Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor’s degree in information technology, Business, Risk Management, or a related field
2+ years of experience in risk management, technology operations, or production monitoring in corporate banking/financial institutions
knowledge of corporate finance, financial modeling, credit and banking products, credit analytics, risk assessment, and transaction execution
basic understanding of credit risk management, technology platforms, and operational risk controls, particularly in the context of post-implementation processes
familiarity with modern monitoring tools, risk management frameworks, and production systems used to assess technology performance in real-time (SAS/Tableau/AI/Oracle) supported by relevant programming skills
statistical knowledge – familiar with key statistical metrics/concepts
knowledge of regulatory requirements related to credit risk, data management, and customer-facing platforms, ensuring alignment with post-implementation and monitoring processes
strong strategic thinker with the ability to anticipate production challenges and operational risks in post-implementation environments, developing robust solutions that enhance system performance
experience in problem-solving complex operational issues, leveraging cross-functional expertise, and driving long-term improvements in production systems
strong analytical skills in conducting analysis using bureau/application/customer data to identify anomalies and adverse trends

Job Responsibility

Perform the validation of all customer-facing credit risk platforms post-deployment, ensuring that they function as intended, align with business strategies, and meet regulatory requirements
development and execution of post-implementation validation frameworks, focusing on model performance, rule accuracy, and platform effectiveness across all credit risk decisioning systems
partner with risk management, IT, and operations teams to assess potential vulnerabilities, gaps, or deficiencies in system performance and address them promptly
support to establish a robust framework for ongoing production monitoring of credit risk platforms, ensuring proactive identification and resolution of system performance issues
implement real-time and batch monitoring processes that assess credit risk platforms’ operational performance, data integrity, and customer impact across various product lines
ensure timely resolution of production issues, including the identification of root causes, formulation of solutions, and collaboration with technology teams to implement necessary fixes or enhancements
ensure all customer-facing credit risk platforms perform reliably in production, minimizing any negative impact on the customer experience due to system errors, downtimes, or performance issues
support initiatives to continuously improve platform stability, reducing risk to customers and ensuring the organization’s credit risk models and rules are consistently delivering accurate decisions
engage with business stakeholders to understand customer needs and expectations, ensuring production systems evolve to meet them efficiently and effectively
ensure all post-implementation validation and production monitoring activities meet regulatory and compliance requirements, including alignment with policies related to credit risk, data usage, and customer protection

What we offer

Equal opportunity employment
support for people with disabilities
best-in-class benefits for employees to be well, live well and save well

Fulltime

Credit Risk Analytics Analyst II

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...

Location

India , Gurgaon

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2+ years of experience in credit risk analysis or corporate banking
Experience in financial analysis, accounting and valuation
Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
Consistently demonstrate clear and concise written and verbal communication
Proven ability to work with little direction and in a team
Demonstrated accountability, self-motivation and business acumen
Bachelor's degree/University degree or equivalent experience
Strong analytical skills in conducting sophisticate analysis using bureau/vendor data, customer performance data and marketing data to solve business problems
Good programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments
Highly proficient in Excel/pivot tables and PowerPoint

Job Responsibility

Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
Assist with portfolio review preparation and conducting stress tests
Build working relationships with various teams across the bank, including deal, coverage and product teams
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US
Independently manage development and implementation of effective risk management strategies that help mitigate credit losses
Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies

Fulltime

Credit Portfolio Analyst II

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...

Location

India , Gurugram; Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

0-2 years of experience in credit risk analysis or corporate banking
Experience in financial analysis, accounting, and valuation
Knowledge of accounting and corporate finance, financial modeling, credit and banking products, credit analytics, risk assessment, and transaction execution
Familiarity with data interpretation and ability to challenge decisions based on data analysis
Basic understanding of various risk factors including stress testing, collateral risk and volatility, concentration risks, liquidity, and wrong way risk, with demonstrated experience in reviewing these factors and challenging any discrepancies
Ability to interpret data, make sound decisions, and challenge the basis of the analysis
Clear and concise written and verbal communication
Ability to work with little direction and in a team
Problem-solving skills to identify, analyze, and challenge basic problems
Familiarity with risk management software and other relevant technologies

Job Responsibility

Conduct risk assessments and client credit analyses with supervision
Review financial results and peer analyses to support the preparation of financial projections
Assist in the preparation of green-light and transaction approval memos
Support due diligence activities and the building of cash flow models and sensitivity analyses
Escalate credit concerns and updates to senior risk and business managers
Support the proposal of risk mitigation actions by staying informed of related developments in the portfolio and industry, and by understanding the credit process, policies, and Citi's risk appetite
Assist with portfolio review preparation and the conduct of stress tests
Build working relationships with various teams across the bank, including deal, coverage, and product teams
Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets
Support compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency

What we offer

Programs and services for physical and mental well-being including access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Resources to manage financial well-being and help plan for the future
Access to an array of learning and development resources
Variety of programs that help employees balance their work and life, including generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

Credit Portfolio Analyst II

The Credit Portfolio Analyst II is an intermediate-level position responsible fo...

Location

India , Gurugram; Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

0-2 years of experience in credit risk analysis or corporate banking
Experience in financial analysis, accounting, and valuation
Knowledge of accounting and corporate finance, financial modeling, credit and banking products, credit analytics, risk assessment, and transaction execution
Familiarity with data interpretation and ability to challenge decisions based on data analysis
Basic understanding of various risk factors including stress testing, collateral risk and volatility, concentration risks, liquidity, and wrong way risk, with demonstrated experience in reviewing these factors and challenging any discrepancies
Ability to interpret data, make sound decisions, and challenge the basis of the analysis
Adds value and contributes to the success of the team
Understands and challenge various risk factors including stress testing, collateral risk and volatility, concentration risks, and liquidity
Clear and concise written and verbal communication
Ability to work with little direction and in a team

Job Responsibility

Conduct risk assessments and client credit analyses with supervision
Review financial results and peer analyses to support the preparation of financial projections
Assist in the preparation of green-light and transaction approval memos
Support due diligence activities and the building of cash flow models and sensitivity analyses
Escalate credit concerns and updates to senior risk and business managers
Support the proposal of risk mitigation actions by staying informed of related developments in the portfolio and industry, and by understanding the credit process, policies, and Citi's risk appetite
Assist with portfolio review preparation and the conduct of stress tests
Build working relationships with various teams across the bank, including deal, coverage, and product teams
Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets
Support compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency

What we offer

Programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
Expanded Paid Parental Leave Policy
Resources to manage financial well-being and help plan for the future
Access to an array of learning and development resources
Variety of programs that help employees balance their work and life, including generous paid time off packages
Resources and tools to volunteer in the communities in which they live and work

Fulltime

Agency Underwriter and Portfolio Manager II - Affordable Housing

Capital One is active in all aspects of the Commercial Real Estate arena with ex...

Location

United States , McLean; Plano; Charlotte

Salary:

149800.00 - 188100.00 USD / Year

Capital One

Expiration Date

Until further notice

Requirements

Bachelor's Degree or Military Experience
At least 5 years of experience in credit underwriting, portfolio management, or asset management.
At least three years of Commercial Real Estate Agency underwriting experience with knowledge of affordable housing (inclusive of LIHTC and Section 8), and experience reviewing regulatory agreements and real estate tax abatements
Knowledge of Fannie Mae/Freddie Mac affordable loan products
Experience with Google Suite and/or Microsoft Office

Job Responsibility

Fully understands the procedural aspect of underwriting Agency multifamily loans from application to delivery and can accurately detail this out to stakeholders within the deal team
Navigates and problem solves deals through underwriting process with minimal oversight
Identifies waivers/risks associated with the transactions and provides mitigated recommendation to discuss with their manager
Provides analysis of Borrowers and Guarantors on deals, including organizational structures, financial and real estate schedule analysis
Independently complete property inspections and lease audits that conform to Agency requirements
Reviews third party reports to conform to Agency requirements
Presents fully completed and analyzed narratives with supporting risk mitigation to their manager
Higher level external exposure to borrowers and lender counsel
Ability to oversee the deal due diligence process and lead due diligence calls with borrowers.
Ability to collaborate with internal and external participants and partners to meet deadlines

What we offer

performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI)
comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being

Fulltime

New

Data Analyst II

Our client is looking to fill the role of Data Analyst. This client is a global ...

Location

United States , San Jose

Salary:

42.00 - 48.00 USD / Hour

Solomon Page

Expiration Date

Until further notice

Requirements

1–3 years of experience working with data and analytics
Strong quantitative and analytical skills, with hands-on experience in SQL and Excel
Experience building Tableau dashboards that enable insight discovery and data-driven decisions
Bachelor’s or Master’s degree in Statistics, Engineering, Mathematics, Operations Research, Risk Management, Industrial Engineering, or a related field
Strong communication skills with the ability to clearly convey insights to both technical and non-technical audiences

Job Responsibility

Develop Risk Insights: Analyze large datasets related to incidents, near misses, and product or portfolio performance to uncover actionable insights that improve risk controls
Design and Implement Risk Policies: Support the creation and deployment of risk policy frameworks covering credit risk, fraud prevention, product and portfolio risks, access policies, limits, and funds availability
Monitor and Optimize Risk Strategies: Continuously assess the performance of existing risk strategies and identify opportunities to improve policies, operations, and outcomes
Cross-Functional Collaboration: Partner with global risk, product, and payments teams to deliver scalable, end-to-end risk management solutions across the buyer lifecycle
Analytics & Visualization: Build dashboards and reporting solutions that enable self-service insights and inform strategic decision-making

What we offer

medical
dental
401(k)
direct deposit
commuter benefits

New

Lead, brand & digital marketing

Lead the strategic development and execution of comprehensive brand and product ...

Location

Japan , Tokyo

Salary:

15000000.00 - 20000000.00 JPY / Year

Randstad

Expiration Date

July 31, 2026

Requirements

Bachelor’s degree in business, marketing, or a related field (advanced degree preferred)
Experience in brand marketing or digital marketing within the pharmaceutical industry
Brand or product management experience including lifecycle planning and competitive positioning experience is preferred
Experience in omni-channel marketing strategies and managing digital channels is preferred
Experience using marketing analytics and CRM tools (e.g., Salesforce Marketing Cloud, Veeva etc.)
Strong analytical and strategic thinking skills with the ability to turn data into actionable insights
Customer journey analysis and improvement skills are preferred
Excellent communication and leadership abilities to foster collaboration across cross-functional teams
Familiarity with regulatory compliance in pharmaceutical marketing
Fluency in English is preferred

Job Responsibility

Develop and implement comprehensive brand strategies spanning product lifecycles to align with corporate goals and market needs
Oversee market analysis and competitive positioning to maximize product impact and brand equity
Lead the creation and localization of marketing materials and campaigns for brand teams, sales teams, and partners
Design and execute an omni-channel marketing approach, combining digital tools (e.g., webinars, email campaigns, and online platforms) with traditional strategies to enhance customer engagement
Streamline internal processes to improve integration of digital and offline marketing strategies and enhance the HCP experience
Collaborate with global and local stakeholders to adapt global strategies for local market conditions while ensuring alignment with brand objectives
Mentor and upskill teams in brand management and digital marketing techniques, fostering a culture of innovation and excellence
Monitor and analyze marketing performance metrics, providing actionable insights to refine strategies and drive improvements
Identify and address capability gaps, recommending targeted training initiatives to strengthen organizational performance

What we offer

健康保険
厚生年金保険
雇用保険
労災保険
土曜日
日曜日
祝日

Fulltime

New

Customer Advocacy Specialist

Lead the development and implementation of GVP processes for a dynamic, innovati...

Location

Japan , Tokyo

Salary:

6000000.00 - 8000000.00 JPY / Year

Randstad

Expiration Date

April 06, 2026

Requirements

Minimum of 3 years of experience in complaint handling and vigilance reporting in the medical device or IVD industry
Proven ability to perform routine tasks with accuracy and attention to detail
Excellent problem-solving and analytical skills
Effective communication skills in English and Japanese (written and verbal)
Ability to read, interpret, and write reports and correspondence
Experience working within a regulated environment (e.g., ISO 13485)
Strong understanding of medical device regulations in Japan
Adaptability and flexibility to changing priorities
Bachelor's degree in a relevant scientific or engineering field

Job Responsibility

Establish and maintain the Good Vigilance Practice (GVP) process for the Japanese market
Gather, analyze, and report on adverse events related to medical devices
Prepare and submit regulatory reports to relevant agencies
Ensure compliance with medical device regulations and guidelines
Collaborate with cross-functional teams to drive continuous improvement

What we offer

A full and comprehensive benefits program
Growth opportunities on a global scale
Access to career development through in-house learning programs and/or qualified tuition reimbursement
An exciting and innovative, industry-leading organization committed to our employees, customers, and the communities we serve
Health insurance
Employee pension insurance
Employment insurance
11% bonus

Fulltime

Credit Portfolio Analyst II

Citi

Location:
India , Mumbai

Category:
Finance

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:
January 16, 2026

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