Credit Officer, Citi

Citi

Location:
United States, Irving

Category:
Finance

Contract Type:
Employment contract

Salary:

114720.00 - 172080.00 USD / Year

Save Job

Apply Position

Job Description:

The Underwriter is a strategic professional responsible for underwriting requests for commercial credit extensions, preparing credit summaries, performing financial analysis on companies, and ensuring compliance with Citibank credit policies and regulatory guidelines. They are recognized as a technical authority and contribute significantly to the overall effectiveness of the job family while mentoring team members and suggesting process improvements.

Job Responsibility:

Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients
prepare a detailed written credit summary of commercial applicants requesting credit
perform detailed financial analysis on companies
perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers
perform industry and geographical research and other due diligence as needed
maintain a solid understanding of Citibank products and services
maintain compliance with Citibank credit policies/practices and regulatory policies
assist business unit goals by continuous identification of process improvements and efficiencies
provide backup support to Credit Underwriting Group Manager
lead projects and initiatives and mentor lower-level Credit Officers as needed.

Requirements:

6-10 years previous credit authority experience
prior experience working in a regulatory and compliance policy environment
proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
excellent organizational skills
prioritizing capabilities
attention to detail
ability to complete assignments within required deadlines in a fast-paced environment
effective inter-personal and written/verbal communication skills
thorough problem recognition and resolution skills
pro-active disposition with ability to work autonomously and within a team
proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources.

Nice to have:

Ability to work autonomously and within a team
experience in dealing with complicated business structures with foreign subsidiaries and/or parent organizations.

What we offer:

Medical coverage
dental coverage
vision coverage
401(k)
life insurance
accident insurance
disability insurance
wellness programs
planned time off (vacation)
unplanned time off (sick leave)
paid holidays.

Additional Information:

Job Posted:
September 25, 2025

Expiration:
October 01, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

View All Jobs In This Company

Job Link Share:

Credit Officer