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Citi Logo Citi · Banking

Credit Officer (Underwriter) - Assistant Vice President

Taiwan, Taipei · Job Posted April 24, 2026
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Job Description

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here.  At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks.  We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning.  You’ll also have the chance to give back and make a positive impact on where we live and work through volunteerism.

Job Responsibility

  • Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures / credit risk policy guidelines and standards
  • Prepare a detailed written credit analysis and summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision
  • Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
  • Perform financial statement analysis in order to assess repayment capacity and determine the proper classifications
  • Perform industry and geographical research and other due diligence as needed
  • Maintain a solid understanding of Citibank products and services
  • Maintain compliance with Citibank credit policies / practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors
  • Aids business unit goals by continuous identification of process improvements and efficiencies that reduce costs and improve customer service levels
  • Work with management team on prioritization and implementation of approved actions
  • Other duties as required to assist business unit and company goals
  • Recommend changes to process to achieve greater efficiency
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Requirements

  • 5-8 years of extensive experience working in a financial institution, additional experience in commercial credit analysis and underwriting role
  • Proven analytical skills including the ability to understand and assess individual and company financial statements, cash flow, industry and competitive analysis and projections Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
  • Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner
  • Exercises effective written and verbal communication skills, problem recognition and resolution skills, and ability to work autonomously and within a team
  • Proficient in various spreadsheet and word processing applications (Excel and Word are preferred), including the use of graphs and charts
  • Bachelor’s/University degree or equivalent experience
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