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A growing distribution-focused organization in the Charlotte area is looking for a Credit Manager to join their team. This role oversees credit risk, account setup, deductions management, and day‑to‑day AR activities for a diverse portfolio of customers across the U.S., Canada, and Latin America. This is a great opportunity for someone who enjoys a mix of credit analysis, account ownership, and cross‑department partnership—without managing a large department.
Job Responsibility:
Set up new customer accounts, perform due diligence, and evaluate creditworthiness
Review financial statements, establish credit limits, and recommend payment terms
Pull and analyze credit reports
monitor ongoing customer exposure
Help mitigate credit risk across domestic and international accounts
Support credit practices for U.S., Canada, Mexico, and Latin America customers
Partner closely with sales leadership and internal teams on credit approvals
Manage your own portfolio of accounts, including collections and follow-up on past dues
Perform daily cash applications and research remittances
Navigate high‑volume deduction environments and partner with internal teams to resolve issues
Oversee AR reporting, aging schedules, and KPI tracking (DSO, CEI, aging targets)
Collaborate with sales, order administration, and logistics to resolve pricing, shortage, and compliance-related discrepancies
Lead or mentor one AR team member (team-oriented, not hierarchical)
Requirements:
7+ years of experience in credit or AR management
Strong credit risk decision-making skills
Hands-on experience with cash applications and collections
ERP experience — SAP strongly preferred (JDE/Oracle acceptable if multiple ERPs used)