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The Credit Maintenance Analyst is responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies; prepare and submit in due time the regulatory and non-regulatory reports.
Job Responsibility:
Maintain data of relations and facilities in credit system, and enter data accurately in various auxiliary credit systems
Consult with Relationship Manager (RM) to formalize requests for credit facilities or raise other problems to the appropriate organizations for their attention
Detect revealed trends in the process of limited control to assess the needs of the line of credit, operations, or system problems
Maintain accurate controls and insurance records ensuring timely follow-ups and renewals of insurance required for equipment and team’s responsibility
Prioritize and process the review of incoming credit applications to verify their accuracy and integrity, interpret them so that they are concise, exact, integral, in compliance with the policy, and register them in the database accurately and in a timely manner
Monitor limits versus exposure at the end of the day and scale exceptions detected by the policy
Aid important portfolios and apply professional decisions when interpreting information and results
Support country to prepare and submit regulatory and non-regulatory reports in line with regulatory
address any potential gaps
Ensure timely implementation of new regulatory requirements, act as a liaison among all stakeholders to implement new/updated reports
Requirements:
1-2 years of relevant experience
Prior business experience highly advantageous
Proficiency in Hungarian and English Language
Sound understanding of industry standards and practices
Demonstrates highly developed analytical and problem-solving skills
Exceptional written and verbal communication abilities
Self-motivated and proactive attitude
High proficiency in Microsoft Excel
Proven ability to effectively manage multiple priorities and meet deadline
Bachelor’s degree/University degree or equivalent experience
What we offer:
Cafeteria Program
Home Office Allowance (for colleagues working in hybrid work models)
Paid Parental Leave Program (maternity and paternity leave)
Private Medical Care Program and onsite medical rooms at our offices
Pension Plan Contribution to voluntary pension fund
Group Life Insurance
Employee Assistance Program
Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
Flexible work arrangements to support you in managing work - life balance
Career progression opportunities across geographies and business lines
Socially active employee communities with diverse networking opportunities