Credit Maintenance Analyst, Citi

Citi

Location:
India, Bengaluru

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Risk Operations Analyst I is a trainee professional role. Requires a good knowledge of the range of processes, procedures and systems to be used in carrying out assigned tasks and a basic understanding of the underlying concepts and principles upon which the job is based. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Makes evaluative judgements based on the analysis of factual information. They are expected to resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Must be able to exchange information in a concise and logical way as well as be sensitive to audience diversity. Limited but direct impact on the business through the quality of the tasks/services provided.

Job Responsibility:

Activation and maintenance of locally approved credit obligors in the credit system
Preparation of credit approvals (CA) document in the credit system based on the data provided by the RM and Risk for Annual Review, Interim, Extension and Initial following the established procedures, policies and checkpoints
Input and maintenance of approved credit facilities in the credit system (e.g. facility creation, allocations/re-allocations, facility amendment, cancellation, classification, special handling instructions, and updates using 'As Of' functionality)
Ensure that the credit approvals are obtained and in compliance to the credit policy
Review and rectification of data exceptions
month-end adjustments on credit facilities via 'as of' functionality
Monitoring, completion/filing of fully approved workflows
Monthly reporting of Expiring CAs and Expired CAs
Checking of approval for Classified Credit Review if in compliance to the credit policy
Appropriately assess risk when business decisions are made
demonstrating consideration for the firm's reputation
safeguarding Citigroup, its clients and assets
driving compliance with applicable laws, rules and regulations
adhering to Policy
applying sound ethical judgment
escalating, managing and reporting control issues with transparency

Requirements:

Organizational and time management (prioritization of tasks, multi-tasking, etc.)
Attention to detail/Quality orientation
Customer focus
Ability to work under pressure
Excellent communication skills, interpersonal skills/teamwork
Business writing skills
Flexibility and adaptability to change
Analytical thinking
Basic computer software skills such as Microsoft Outlook, Word and Excel
Bachelor's/University degree or equivalent experience

Additional Information:

Job Posted:
September 04, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Credit Maintenance Analyst