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Credit Maintenance Analyst II

https://www.citi.com/ Logo

Citi

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Location:
Philippines , City of Taguig, Metro Manila

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

CRMS serves as a critical component of our First Line of defense for wholesale and counterparty credit risk management that is part of Institutional Credit Management (ICM) under ICG Business. CRMS works through the challenges of the Wholesale Credit Risk Lending processes with the aim of transforming the credit process flows including but not limited to credit facility management, legal documentation, collaterals and risk reporting. Importantly, CRMS will coordinate with credit management groups across ICG business to ensure full alignment on business and regulatory goals, as well as consistency and best practices where appropriate. Our mandate is to create a world class, end-to-end wholesale credit management platform. The analyst is expected to bring fresh thoughts and new perspectives to drive the transformation agenda.

Job Responsibility:

  • Review incoming credit requests for completeness and accuracy, and convert to concise, accurately recorded credit facilities
  • Prepare Credit Approvals (CAs) , track CA progress during approval process, and ensure approvals are received in compliance with policy/recorded in database accurately
  • Maintain accurate insurance records and controls to ensure timely follow-up and renewals of required insurance for equipment and equipment liability
  • Monitor end-of-day exposure versus limits while escalating detected exceptions per policy and obtaining facilities to address recurring exceptions
  • Prepare portfolio and related credit information for internal and external auditors as well as contribute to achieving acceptable audit ratings
  • Interpret data, make recommendations, identify policy gaps, and assist in formulating policies
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Requirements:

  • 0-2 years of relevant experience
  • Experience in similar position or area
  • Working knowledge of industry practices and standards
  • Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain
  • Bachelor’s degree/University degree or equivalent experience

Nice to have:

  • Candidate with 3 up to 5 years relevant work experience is a plus
  • Strong interpersonal skills, including ability to work independently, multitasking, demonstrate attention to detail & meet deadlines
  • Ability to coordinate within teams across businesses
  • Some credit risk and product knowledge
What we offer:
  • Access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Resources to manage financial well-being and help plan for the future
  • Access to an array of learning and development resources
  • Generous paid time off packages
  • Resources and tools to volunteer in the communities

Additional Information:

Job Posted:
February 04, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:

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