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Credit Intermediate Analyst

Philippines, City of Taguig · Job Posted March 24, 2026
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Job Description

The Credit Analyst 2 is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

Job Responsibility

  • Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry
  • Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
  • Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
  • Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Requirements

  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • Extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis

What we offer

  • Access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Resources to manage financial well-being and help plan for the future
  • Access to an array of learning and development resources
  • Generous paid time off packages
  • Resources and tools to volunteer in the communities
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Credit Intermediate Analyst

8 matching positions

Credit Intermediate Analyst

The Credit Analyst 2 is a developing professional role. Deals with most problems...
Location
Location
Philippines , City of Taguig, Metro Manila
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
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Requirements
Requirements
  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • The ideal candidate must have extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis
  • Bachelor’s/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit).
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry.
  • Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth.
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers.
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring.
  • Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting.
  • Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager.
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
  • Fulltime
Read More
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Credit Intermediate Analyst

The Credit Analyst 2 is a developing professional role. Deals with most problems...
Location
Location
Philippines , Taguig
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • Extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis
Job Responsibility
Job Responsibility
  • Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit))
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry
  • Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
  • Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
  • Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
What we offer
What we offer
  • Access to telehealth options, health advocates, confidential counseling
  • Expanded Paid Parental Leave Policy
  • Resources to manage financial well-being and help plan for the future
  • Access to an array of learning and development resources
  • Generous paid time off packages
  • Resources and tools to volunteer in the communities
  • Fulltime
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Credit Intermediate Analyst, Officer

Whether you're building on early career experience or taking your next step in f...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
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Requirements
Requirements
  • 2-5 years of experience in banking, finance, accounting, or a related financial services field
  • Bachelor's degree in Finance, Accounting, Economics, Business, or a closely related discipline
  • Working knowledge of financial statements and core accounting concepts, with the ability to apply this to credit analysis tasks
  • Clear and professional written and verbal communication skills in English, including the ability to convey complex or sensitive information across global teams
  • Demonstrated ability to manage multiple tasks independently, apply sound judgment, and maintain strong attention to detail in analysis and reporting
Job Responsibility
Job Responsibility
  • Prepare credit analysis and underwriting materials for new and existing clients, contributing to first-line credit assessments across commercial and institutional portfolios
  • Conduct financial statement and cash flow reviews to support underwriting recommendations and credit approval documentation
  • Monitor assigned portfolio performance, including covenant tracking and periodic financial reviews, to identify and escalate emerging risk indicators
  • Assist in preparing quarterly and annual credit reviews, ensuring accuracy and timeliness in all documentation and reporting
  • Support the processing of credit renewals, amendments, and related transactions by coordinating documentation across internal teams
  • Collaborate with global stakeholders across Credit, Banking, and Risk to support the execution of credit processes and cross-functional workflows
  • Build knowledge of commercial banking products, credit structures, and industry dynamics through active participation in training and on-the-job development
What we offer
What we offer
  • Hybrid working model — 3 days in the office and 2 days working remotely, giving you flexibility and balance
  • Extensive on-the-job training, exposure to senior leaders, and structured learning programs to accelerate your development in credit and commercial banking
  • Access to a broad range of learning and development resources to help you deepen your skills as your career progresses
  • Wellbeing support including telehealth options, health advocates, and confidential counselling services
  • Expanded Paid Parental Leave Policy, supporting all parents with time to adjust to parenthood and bond with their families
  • Tools and resources to manage your financial wellbeing and plan confidently for the future
  • Generous paid time off and programmes that support a healthy balance between work and life
  • Volunteering opportunities and resources to make a positive impact in your local community
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Credit Portfolio Intermediate Analyst

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...
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Location
India , Haryana
Salary
Salary:
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Citi
Expiration Date
Until further notice
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Requirements
Requirements
  • 2-5 years of relevant experience
  • Experience in financial analysis, accounting and valuation
  • Consistently demonstrate clear and concise written and verbal communication
  • Bachelor's degree/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Resolve issues and recommend solutions to moderate problems
  • Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
  • Serve as an industry expert and advisor
  • Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
  • Develop risk management framework and processes for funds
  • Advise businesses and clients on transaction structures and negotiate credit terms
  • Has the ability to operate with a limited level of direct supervision
  • Can exercise independence of judgement and autonomy
  • Acts as SME to senior stakeholders and /or other team members
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
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Credit Maintenance Intermediate Analyst

We are seeking a detail-oriented Credit Maintenance Intermediate Analyst to join...
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Location
Mexico , Ciudad De Mexico
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
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Requirements
Requirements
  • Effective communication skills in English (oral and writing)
  • 2–5 years of experience in credit operations, risk, banking operations, or financial services
  • Familiarity with credit processes, lending products, or exposure monitoring is highly valued
  • Flexible schedule with availability to work on public holidays, due to regional LATAM coverage
  • Strong analytical skills with the ability to interpret and validate financial/credit data
  • Experience working with data systems or reporting tools (Excel proficiency required
  • other tools a plus)
  • High level of attention to detail, organization, and accountability
Job Responsibility
Job Responsibility
  • Maintain and update credit exposure, obligor, and facility data across core credit systems, ensuring high levels of accuracy and data integrity
  • Partner with Relationship Managers (RMs) and internal stakeholders to process credit requests and resolve data or system discrepancies
  • Review incoming credit applications to ensure completeness, policy compliance, and timely system booking
  • Monitor daily credit limits vs. exposure, identify exceptions, and escalate issues in line with internal policies
  • Support the maintenance of controls, documentation, and insurance records, ensuring timely tracking and renewals
  • Identify trends or inconsistencies in processes and proactively recommend improvements
  • Contribute to portfolio monitoring activities, applying sound judgment when interpreting credit data
  • Ensure adherence to risk, compliance, and regulatory requirements, maintaining strong governance standards
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Credit Risk Intermediate Analyst

The Credit Risk Intermediate Analyst is a developing professional role. Deals wi...
Location
Location
Hungary , Budapest
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
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Requirements
Requirements
  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis
  • Bachelor’s/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration
  • Manages the risk associated with new and existing borrowing relationships
  • Performs spreads of client business financial statements
  • Creates Customer Accounting Systems’ through Credit Platform
  • Recognizes potential client risk through early warning systems
  • Performs periodic financial statement review
  • Tracks established financial covenants
  • Monitors compliance to borrowing base credit facility
  • Accompanies Underwriting Manager on customer site visits (when appropriate)
  • Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors
What we offer
What we offer
  • Cafeteria Program
  • Home Office Allowance (for colleagues working in hybrid work models)
  • Paid Parental Leave Program (maternity and paternity leave)
  • Private Medical Care Program and onsite medical rooms at our offices
  • Pension Plan Contribution to voluntary pension fund
  • Group Life Insurance
  • Employee Assistance Program
  • Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
  • Flexible work arrangements to support you in managing work - life balance
  • Career progression opportunities across geographies and business lines
  • Fulltime
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Arrow Right

Credit Risk Intermediate Analyst

The Credit Analyst 2 is a developing professional role. Deals with most problems...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • Extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis
  • Bachelor’s/University degree or equivalent experience
Job Responsibility
Job Responsibility
  • Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit))
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry
  • Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
  • Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
  • Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Fulltime
Read More
Arrow Right

Credit Portfolio Intermediate Analyst

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...
Location
Location
Mexico , Ciudad De Mexico
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 2-5 years of relevant experience
  • Experience in financial analysis, accounting and valuation
  • Consistently demonstrate clear and concise written and verbal communication
  • Bachelor's degree/University degree or equivalent experience
  • 2 a 5 años de experiencia en: Riesgo de crédito
  • Análisis de crédito
  • Políticas de crédito
  • Se requieren nociones básicas de riesgo y productos de crédito
  • Licenciatura en: Matemáticas
  • Física
Job Responsibility
Job Responsibility
  • Resolve issues and recommend solutions to moderate problems
  • Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
  • Serve as an industry expert and advisor
  • Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
  • Develop risk management framework and processes for funds
  • Advise businesses and clients on transaction structures and negotiate credit terms
  • Has the ability to operate with a limited level of direct supervision
  • Can exercise independence of judgement and autonomy
  • Acts as SME to senior stakeholders and /or other team members
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Fulltime
Read More
Arrow Right