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Credit Group Manager

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Citi

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Location:
India , Mumbai

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Category:
Finance

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Contract Type:
Not provided

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Salary:

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Job Description:

Shape your Career with Citi. We’re currently looking for a high caliber professional to join our team as Senior Vice President, Credit Group Manager - Hybrid (Internal Job Title: Credit Group Manager - C14) based in Mumbai, India. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decisions and manage your financial well-being to help plan for your future.

Job Responsibility:

  • Lead execution of credit approvals, prepares and leads discussions with Risk and escalation within 1LOD
  • underwriting and monitoring of a portfolio of corporate clients, from early origination discussions to the development of credit approval memos and senior approval forums
  • Undertake comprehensive review of financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis performed by junior resources (UW analysts)
  • Provide Underwriting sign-off and recommendation for transactions requiring senior approval
  • Has industry expertise and ability to discuss relevant macro and micro issues within coverage portfolio
  • Partner with Front Office on structuring new transactions and negotiating legal documentation
  • Build strong working relationships with key partners in Banking, Risk and with key regulators, audit/control functions
  • Lead credit conversation with both internal and external auditors related to coverage
  • Manage direct reports, tracks workload and helps to find staffing solutions to bottlenecks and urgent deliverables in cooperation with Underwriters
  • Lead the recruiting and onboarding processes where required
  • Cultivate and guide analysts, fostering team strengths and address developmental areas
  • Independently monitoring a portfolio of clients including (i) overseeing the timely and accurate production of credit approval memos and transactions and (ii) ability to clearly articulate recommendation to risk on credit reviews in both written and verbal communication

Requirements:

  • 10+ years risk/risk-related credit work experience in banking/financial institutions
  • Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
  • Demonstrates strong ethics and integrity
  • Ability to see the ‘big picture’ in a complex environment
  • Can make decisions under pressure and short timeline
  • Excellent verbal & written communication skills. Active listening skills.
  • Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
  • Bachelor’s/University degree or equivalent / Master’s degree preferred
What we offer:
  • Access to telehealth options, health advocates, confidential counseling
  • Access to an array of learning and development resources
  • Programs and services for your physical and mental well-being
  • Empower you to make healthy decisions and manage your financial well-being to help plan for your future

Additional Information:

Job Posted:
March 24, 2026

Employment Type:
Fulltime
Work Type:
On-site work
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