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Credit Group Manager - Vice President

Philippines, Taguig · Job Posted June 30, 2026
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Job Description

Citi is looking for an experienced Credit Underwriting Manager to join its Institutional Credit Management (ICM) team, a first line of defense function built to deliver integrated, end-to-end credit underwriting and portfolio monitoring for wholesale institutional clients across Corporate Banking, Services, and Markets. In this senior role, you will lead a team of credit analysts, own a multi-country corporate credit portfolio, and serve as a key decision-maker and partner across Banking, Risk, and regulatory stakeholders. This is an opportunity to shape credit outcomes at scale and contribute to Citi's continued investment in strengthening its credit risk governance framework.

Job Responsibility

  • Lead end-to-end credit underwriting for a portfolio of institutional corporate clients
  • Review and provide sign-off on financial analysis, due diligence, projection modeling, stress testing, and risk ratings prepared by a team of credit analysts
  • Monitor a multi-country corporate credit portfolio on a continuous basis
  • Partner with Front Office teams on structuring new transactions and negotiating legal documentation
  • Assess risk and return trade-offs associated with complex financing structures and capital markets products
  • Lead credit discussions with internal and external auditors
  • Manage, develop, and mentor a team of 9–12 credit analysts
  • Build and sustain strong working relationships with Banking, Risk, regulatory bodies, and internal control functions

Requirements

  • 7 or more years of credit risk or credit-related experience within banking or financial services, with demonstrated expertise in corporate credit analysis, credit underwriting, and portfolio management
  • Ability to independently assess complex credit situations
  • Skilled in financial spreading, projection modeling, stress testing, and the preparation of credit memos, with a strong command of industry and market analysis
  • Familiarity with capital markets products and complex financing structures, with the ability to evaluate risk asset allocation and risk capital implications
  • Demonstrated ability to engage effectively with regulators, internal audit, and fundamental credit risk functions, as well as external auditors
  • Excellent written and verbal communication skills, including the ability to present credit assessments clearly to varied audiences
  • Bachelor's degree or equivalent from an accredited university

Nice to have

  • Master's degree or equivalent postgraduate qualification in Finance, Economics, or a related field
  • Direct exposure to global credit risk management standards and cross-border portfolio management across multiple countries or regions
  • Experience leading or significantly contributing to recruitment and onboarding processes within a credit or risk function

What we offer

  • Leadership of a team of credit analysts, with genuine accountability for team performance, development, and career progression
  • Exposure to a diversified, multi-country institutional credit portfolio spanning Corporate Banking, Services, and Markets
  • A hybrid working model offering 3 days in the office and 2 days working remotely
  • Access to Citi's global network of credit and risk professionals
  • A culture that invests in your long-term development
  • Competitive compensation and financial wellbeing benefits
  • Wellbeing and family support programs, alongside localized benefits
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