Credit Group Manager - Senior Vice President Job at Citi (Mumbai)

Senior Engineering Lead - Credit Risk - Senior Vice President

This is a Senior Lead Principal Engineer position responsible for establishing a...

Location

India , Chennai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Full-stack developer with 10+ years of experience in designing and developing robust, scalable, and maintainable applications applying Object Oriented Design principles
Hands-on experience in Web technologies (HTML, CSS, React JS), REST-APIs, and Backend using Java/J2EE technologies
Deep experience with Big Data technologies and data platforms capable of handling vast datasets for training, serving, and managing AI models
Strong knowledge of cloud platforms (AWS, Azure, or Google Cloud) and deployment/packaging solutions such as Dockers/Kubernetes, OpenShift
Experience with Agile software development processes with a strong emphasis on test driven development
Strong knowledge of CI/CD pipelines and experience in tools such as JIRA, BlackDuck, SONAR etc
Deep understanding of JVM internals such as class loading and memory management
Java Core with extensive hands-on experience with concurrent programming
Spring Framework including Core, Integration, Batch, JDBC, Hibernate
Distributed Caching frameworks such as Oracle Coherence, Redis or equivalent

Job Responsibility

Provide technical leadership and development oversight to the wider team of Software Engineers/Analysts
Ensure application design adheres to the appropriate architectural and design patterns for scalable and intelligent systems
Develop key software components personally, and use your code as a teaching tool across the team for patterns and techniques, especially concerning Agentic AI design and implementation
Host sessions for design and code review at multiple levels of the organization
Improve our engineering standards and process to make the team more capable and efficient, embracing AI-assisted development practices, including the use of tools like Git Copilot and Devin AI
Collaborate effectively with a large global team of software engineers, business analysts, dev-ops and support staff to deliver software solutions for the business
Lead the adoption of new technologies where appropriate to solve business problems while adhering to Citi's architectural guidelines, with a strong focus on Agentic AI and Machine Learning frameworks
Serve as advisor or coach to mid-level/junior developers and analysts, helping build the overall engineering capabilities of the team, particularly in AI/ML and intelligent systems development
Appropriately assess risk when decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Fulltime

Corporate Credit Underwriter – Senior Vice President

The Global Leveraged Finance Underwriting Team (“LFU”) within Institutional Cred...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

13+ years of credit or related corporate credit risk experience
MBA or CA or CFA
Advanced knowledge of Microsoft Word, Excel, and PowerPoint
Thorough understanding of the credit and/or portfolio management process
Strong awareness and adherence to the control environment including Quality Assurance and Quality Control

Job Responsibility

Accountability for ensuring best in class credit risk analysis of the Core Portfolio
Regular monitoring of the portfolio through writing Annual and Quarterly reviews
Portfolio management and early problem recognition
Participation in new originations, primarily for existing relationships
Coaching and training analysts and associates to develop their credit underwriting skills
Ensuring strict adherence to Citi’s Policies/Standards/Procedures
Supervise analysts and associates to perform periodic written reviews of the clients' financial and operating performance, covenant compliance, management/relationship strategy, and competitive position within its peer group
Review and analyze models used for valuation and to forecast the client's operating and financial performance and be able to articulate assumptions and analysis to LFU Underwriters and Risk
Ensure ongoing and timely feedback and coaching of junior team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
Evaluate and gain strong understanding of clients' business, financial performances, and key credit drivers across various industries with the ability to raise issues and concerns as needed

Fulltime

Senior Credit Risk Business Analyst - Vice President

Credit Risk Technology Team is responsible for delivering Counterparty Credit Ri...

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Experienced in Business Analysis and SDLC
Project Management experience a key advantage
12+ years experience in the Capital Markets domain
Understanding of the mechanics and life cycle of Securities Financing Transactions (SFT), Loans and derivatives products, including Options, Futures, Forwards and Swaps is an advantage
Experience working with global teams across time zones
Proficiency in MS Office (Word, Excel, Visio, PowerPoint)
Data Analysis capabilities (Database or Spreadsheet), with extensive experience using Excel required
Bachelor's degree/University degree or equivalent experience, Master's degree an advantage
Graduate in STEM (Science, Technology, Engineering and Mathematics) or Finance discipline
FRM/CFA or other Financial mathematics degree or certification is preferable

Job Responsibility

Liaise with stakeholders across the Risk and Front Office Technology, Counterparty Risk Management, Finance and Front Office business organizations to assemble business requirements for Counterparty Risk Technology projects
Manage expectations of various stakeholder groups and help negotiate solutions to complex problems
Project manage complex Counterparty Credit Risk projects end to end. Accurately record, maintain, and report Program/Project management tracking data such as milestones via Citi’s internal project tracking systems
Help assemble/manage detailed documentation covering Counterparty Risk calculations and other processing, to be used to discuss technology implementation details with the Business users and Market Regulators in various countries/regions. Create flow diagrams, structure charts, and other types of system or process representations when appropriate
Facilitate and drive project meetings with both business and technology teams
Develop and review test scripts with business users as well as technology teams for System, User and Impact testing
Understand, analyze, and explain counterparty exposures on SFTs books to users. Investigate PSE/EAD/RWA and related calculations for internal risk management and BASEL3/BASEL4 regulatory capital reporting based on the exposure profiles generated by the systems
Ability to trace changes in day to day exposures to changes in markets, books and or legal agreements
Where feasible develop excel prototypes to demonstrate and analyze risk calculations.

Fulltime

Markets Data Risk Controls Lead, North America, Senior Vice President

This role is part of the Markets Data Risk team within Markets COO, focusing on ...

Location

Canada , Mississauga

Salary:

142400.00 - 213600.00 USD / Year

Citi

Expiration Date

Until further notice

Requirements

10+ years of experience working with Markets (1st or 2nd line) with a strong understanding of data analytics, financial products, operational intricacies, and various Markets asset classes (Equities, Rates, FX, Markets Treasury, Spread Products, Commodities), including data structures, valuation methodologies, and CDE requirements
Comprehensive understanding of how data influences business decisions, including expertise in data analysis, threshold monitoring, and data anomaly identification/resolution
Extensive experience in designing, operating, and/or monitoring key controls within Citi Risk and Control (CRC) and the associated Manager's Control Assessment (MCA) tool, particularly within Markets trading environments
Strong controls mindset, adept at identifying, mitigating, communicating, and escalating risks effectively
Understanding of Basel regulatory requirements such as the Fundamental Review of the Trading Book (FRTB) and/or the Standardized Approach for calculating Counterparty Credit Risk (SA-CCR)
Proficiency in Microsoft Excel, PowerPoint, Visio, and Word
Working knowledge of SQL for data extraction and analysis
Familiarity with data visualization tools, such as Tableau
Experience with prompt engineering and interacting with agentic AI systems
Bachelor's/University degree, Master's degree preferred

Job Responsibility

Manage the execution of Markets data controls by facilitating the remediation of exceptions from Root Cause Analysis (RCA) through Sustainability
continuously monitor controls to mitigate data risks, particularly for Markets data, Critical Data Elements (CDEs), and associated Data Quality (DQ) validations, ensuring operating effectiveness
Drive standardization and consistent evidencing of controls, and lead initiatives to enhance Markets data controls, including UAT testing and production validation
Analyze data control metrics, actively identifying and understanding data quality issues (including end-to-end data flows), and lead remediation efforts in alignment with strategic data programs
Utilize control management skills to develop a data controls team equipped with specialist data analysis and/or risk and control skillsets to effectively operate controls
Provide expert data risk advisory, supporting strategic data execution, and offering guidance on data policies and procedures to business and stakeholders
Drive control enhancements, lead working groups with stakeholders and technology partners, and manage project delivery
Liaise effectively with Internal Audit and regulators to articulate control implementation, data quality metrics, and associated remedial actions, while supporting engagements, identifying corrective actions, and ensuring timely responses
Prepare presentations to update senior management and various governance committees on developments, emerging data quality risks, control issues, and enhancements
Update and maintain a robust Manager’s Control Assessment (MCA) in compliance with the Citi’s Risk Policy

Fulltime

Senior Vice President, Virtual Power Plants

The VPP Leader will own the design and execution of GoodLeap’s Virtual Power Pla...

Location

United States

Salary:

300000.00 - 325000.00 USD / Year

GoodLeap

Expiration Date

Until further notice

Requirements

10+ years of experience in energy
At least 5+ years in utility sales, grid services, or DER program management
Bachelor's degree required
Master's degree preferred
Proven track record of negotiating and closing large-scale utility or CCA contracts
Strong knowledge of VPPs, DER aggregation, demand response, and grid services markets
Familiarity with California (CPUC, CAISO) and at least one other major U.S. energy market
Excellent leadership, communication, and stakeholder management skills

Job Responsibility

Define and execute GoodLeap’s VPP strategy, aligned with corporate goals
Build and lead a cross-functional team spanning sales, operations, product, and regulatory affairs
Lead sales and business development with utilities, grid operators (CAISO, ERCOT, ISO-NE, etc.), and community choice aggregators (CCAs)
Negotiate and close contracts for VPP participation in demand response, capacity, and grid services markets
Represent GoodLeap in regulatory proceedings, market stakeholder groups, and industry forums
Develop VPP offerings that deliver value to customers, utilities, and GoodLeap (bill credits, resiliency, revenue streams)
Partner with technology vendors (DERMS, software platforms, aggregators) to build scalable and reliable VPP operations
Ensure compliance with CPUC, FERC, and state-level market rules
Build strategic alliances with solar/battery OEMs, aggregators, and financing partners
Collaborate with GoodLeap’s financing and installer network to expand customer enrollment

Fulltime

Assistant Vice President - Counterparty Credit Risk

Counterparty Credit Risk Portfolio Analyst role is a risk analyst role in Counte...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Minimum of 6+ years of experience in a large Financial Institution in Counterparty Credit Risk
Prior work experience in Counterparty Credit Risk including Exposure and Margin frameworks/models, Stress testing, Wrong-Way Risk, Clearing and Settlement Risk
Prior work experience in Markets businesses and products across OTC, Prime Brokerage, Clearing and Security Financing /Repo and across range of assets classes and lines of business
Understanding of derivative products and associated first order/second order risks
Knowledge of Credit documentation and various Credit master agreements, legal terms related to netting/collateral/margin mechanics is helpful
Broad understanding of current market and regulatory environment as applicable to Counterparty Credit Risk
Expert in Microsoft Excel for complex data modeling, analysis, and ability to leverage Python (e.g., Pandas, NumPy) and other relevant data analytics tools for data manipulation, statistical analysis, and visualization
Excellent organizational and communication skills
Superior analytical and quantitative skills and be able to quickly distil transactions/business propositions to key risks
Ability to work collaboratively with a wide group of cross-functional stakeholders across levels

Job Responsibility

Help implement and operate the 2nd Line Counterparty Credit Risk and controls framework for Citi
Help in the execution strategy for Pre-Settlement Exposure (PSE), Net Stress Exposure (NSE) and various CCR measurements standards across Citi APAC businesses in partnership with Credit Officers, Risk Analytics and Technology and key stakeholders in 1st Line of Defense including Banking, Markets, and Institutional Credit Management
Ensure CCR frameworks, practices and policies applied to all market products, including all Over-The-Counter (OTC) Derivatives across Equity, Foreign Exchange (FX), Fixed Income, Commodities, Credit derivatives
Prime Brokerage, Futures and OTC Clearing, Securities Financing Transactions and Cash trading across all Credit portfolios
Actively monitor CCR portfolio across business, risk stripes and legal vehicles on the quantum, trend, composition, and work in conjunction with Credit officers and Business partners to ensure CCR exposures remain within risk appetite
Focus on early warning and proactive problem recognition based on markets indicators and portfolio concentrations and timely escalate issues to senior management for any action or resolution
Help 2nd line of defense Credit officers in pre-trade review, challenge, and what-if analysis for new complex derivatives activity with application of CCR frameworks for effective and efficient risk on-boarding
Support CCR risk management governance by preparing and presenting updates on various CCR pillars to CCR councils and senior management forums
Support regulatory interactions on the CCR and manage increasing demands of regulatory oversight on CCR including ensuring timely and accurate inputs to regulators

What we offer

Programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
Access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses
Variety of programs that help employees balance their work and life, including generous paid time off packages

Fulltime

Vice President, Consumer Credit Risk

The Vice President (VP) roles within Consumer Credit Risk are senior-level posit...

Location

India , Pune; Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Extensive Industry Experience: Significant years of experience (typically 10+ years, with specific roles requiring 5+ years in team leadership) in credit risk management, financial services, technology operations, project management, or related highly regulated environments
Leadership & Team Development: Proven track record of leading, mentoring, and developing high-performing teams
Demonstrated ability to lead cross-functional initiatives and manage complex projects effectively
Credit Risk & Regulatory Acumen: Deep understanding of credit risk models, decisioning platforms, and regulatory reporting requirements
Strong knowledge of regulatory frameworks impacting credit reporting and risk management, including FCRA
Analytical & Strategic Thinking: Exceptional analytical skills to interpret complex data, assess risks, and evaluate business impacts
Strong strategic thinking and problem-solving abilities to anticipate challenges and develop robust, long-term solutions
Data & Technical Proficiency: Expertise in data governance, data integration, data transformation, and data quality assurance
Proficiency in relevant tools and technologies such as SAS, SQL, and familiarity with modern monitoring, automation, and AI/ML concepts
Communication & Interpersonal Skills: Excellent communication (verbal and written) and presentation skills

Job Responsibility

Strategic Leadership & Management: Lead and manage teams responsible for credit risk initiatives, projects, and operations
Oversee the end-to-end management of critical processes, from post-implementation validation to ongoing production monitoring and change management
Foster a culture of accountability, continuous improvement, and regulatory excellence within teams
Risk & Control Frameworks: Establish, implement, and enhance governance and control frameworks for credit risk platforms and data
Proactively identify, assess, and mitigate operational risks, including control breaks and production issues
Develop and manage robust monitoring processes to ensure system stability, performance, and data integrity
Regulatory Compliance & Audit: Ensure strict adherence to regulatory requirements, particularly the Fair Credit Reporting Act (FCRA), as well as OCC, CFPB, and Fed regulations
Collaborate with legal, compliance, and internal/external audit teams to ensure transparency, maintain audit trails, and address regulatory expectations
Data Lifecycle Management: Oversee the integration, transformation, and accurate utilization of credit risk data, including data from third-party credit bureaus
Ensure data quality, accuracy, and timeliness throughout its lifecycle to support sound credit risk decisioning and regulatory reporting

Fulltime

New

Java Development Lead - Credit Risk Technology - Vice President

We are seeking a highly motivated and experienced Vice President, Development Le...

Location

India , Chennai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor's or Master's degree in Computer Science, Engineering, or a related field
10+ years of experience in software development, with at least 3+ years in a leadership role (Lead Developer, Tech Lead, VP Development)
Strong hands-on programming skills in Java and related technologies
Extensive experience with modern tech stacks and cloud platforms (e.g., AWS, Azure, GCP), including microservices, APIs, containerization (Docker, Kubernetes), and serverless computing
Proven experience in leveraging AI/ML tools and technologies for software development using effective prompting in building large-scale, high-performance applications
Deep understanding of software architecture patterns, data structures, and algorithms
Experience with various databases (SQL and NoSQL) and complex data integration/streaming technologies
Proficiency with CI/CD pipelines, DevOps practices, and automated testing frameworks
Excellent problem-solving, analytical, and communication skills
Ability to inspire and motivate a technical team

Job Responsibility

Lead by example, actively contributing to the design, architecture, and hands-on development of critical software components using AI-first approach
Drive technical excellence, ensuring best practices in coding, testing, and deployment are followed for high-performance and large-scale applications
Conduct code reviews, provide constructive feedback, and mentor team members in advanced development techniques
Manage work of a team of software engineers, including Code reviews, Design Reviews, technical coaching etc
Foster a collaborative, innovative, and inclusive team environment focused on tackling challenging firm-wide initiatives
Allocate resources effectively to meet project deadlines and objectives related to risk management solutions
Identify and evaluate emerging technologies, frameworks, and AI tools (Devin, Co-Pilot etc) that can enhance our credit risk management product offerings and development processes
Drive the adoption of modern tech stacks (e.g., cloud-native, microservices, serverless architectures, containerization) and AI/ML capabilities into our solutions for limit monitoring, exception management, stress testing analysis, and escalation workflows
Contribute to the strategic roadmap and vision for technology development within the Credit Risk Technology team
Define and enforce architectural standards and patterns for robust, scalable, and secure credit risk applications

What we offer

The opportunity to work with a cutting-edge tech stack and innovative AI tools on critical firm-wide initiatives
A collaborative and supportive work environment where your contributions directly impact Citi's risk management capabilities
Challenging projects that will push your technical boundaries and provide significant exposure to complex financial systems
Competitive salary and comprehensive benefits package

Fulltime

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Credit Group Manager - Senior Vice President

Job Description

Job Responsibility

Requirements

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