Credit Coordination Analyst Job at Crédit Agricole (SAO PAULO)

US Analyst - Credit Coordination

Job Overview: Credit Agricole CIB’s Credit Coordination department is seeking a ...

Location

United States , NEW YORK / HOUSTON

Salary:

85000.00 USD / Year

Crédit Agricole

Expiration Date

Until further notice

Requirements

BA/BS degree, including accounting / finance / economics coursework
You are eligible to work in the US
You will not require Visa Sponsorship for employment in the US now or in the future (OPT, F-1 Visa, etc.)

Job Responsibility

Assemble requests from various Coverage teams by summarizing the transaction in memo form prior to business and credit committees, including profitability analysis, risk-weighted asset analysis, credit analysis, and client strategy
Coordinate committee scheduling with Coverage, various product groups, risk department, and head office
Acting as central point of contact for questions and info requests related to a transaction
Using internal systems to input authorization details and ensure accurate booking
Manage the review process for all clients
Ensure timely delivery of relevant information to all internal stakeholders
Liaise with the international network and product teams as needed
Analyze the key credit risks affecting the client
Manage and recommend changes as needed with regards to overall client exposure
Use internal systems to input all authorization details to ensure ongoing booking accuracy

Fulltime

Credit Analyst, Credit Research

Location

United States , New York City

Salary:

112778.00 - 170000.00 USD / Year

Aflac

Expiration Date

Until further notice

Requirements

Must have a Master's in Finance, Business Analytics, Data Science, Statistics, or similar quantitative discipline
Work or educational background must have included demonstrated proficiency with: Using developed quantitative models and multi-variant assumptions
Running regression models and stress testing of portfolio holdings
along with various scenario-based events
Applying knowledge of bond calculations, asset liability management, capital calls, and underwriting of bonds
Understanding of financials, risk assessments, while qualifying macro-economic scenario events such as duration, convexity, inflation, floating vs fixed rate with a limited and broad time series models to assess appropriate allocation
Automating the switch trade model using Python and VBA, resulting in reduced time spent on model running and improved efficiency
Assessing risk associated with lending to companies by considering various factors such as economic conditions, industry trends, commodity prices and company-specific factors
Utilizing tools and techniques including: Financial Modeling
Python programming

Job Responsibility

Responsible for proactively monitoring Paper and Packaging, Metals and Mining, and Midstream sectors and taking the lead in making recommendations for portfolios supporting global insurance products
Conduct in-depth market research across assigned sectors to support investment recommendations including key trends and competitive landscape in assigned sectors, review of company financial reports, earnings and news releases, and analyze relative value within and across industry sectors for various investment portfolios
Monitor, gather, and organize information critical to the credit investment decision process
Calculate key credit metrics, particularly liquidity, leverage, and cash flow ratios
Identify potential new investments for the portfolios
Prepare oral and written analyses and summaries to key stakeholders across the firm
Apply detailed understanding of each bonds' position in the capital structure
Maintain relationships with sell-side analyst, rating agencies and company management to keep up to date on investment opportunities
Update and manage relevant internal and external sources of data
Conduct ad hoc projects, analyses, and other support to relevant stakeholders as required

Fulltime

Credit Analyst

We are looking for a detail-oriented Credit Analyst to support commercial credit...

Location

United States , Irvine

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Experience in credit analysis within a commercial or business-to-business environment
Working knowledge of commercial collections practices and accounts receivable follow-up
Ability to review credit applications and interpret financial or account-related information
Strong analytical skills with attention to detail and sound decision-making ability
Effective written and verbal communication skills for customer and cross-functional interactions
Proficiency in maintaining accurate records and preparing credit or collections reports
Ability to manage multiple accounts and priorities in a deadline-driven setting

Job Responsibility

Review credit applications and supporting financial information to assess customer risk and recommend appropriate credit decisions
Monitor outstanding receivables, follow up on past-due balances, and work with customers to resolve payment issues in a timely manner
Evaluate commercial account activity to identify potential exposure and support ongoing credit limit management
Partner with sales, customer service, and finance teams to address account concerns while balancing business growth with risk control
Maintain accurate account records, payment status updates, and documentation related to credit reviews and collection efforts
Investigate billing or payment discrepancies and help coordinate solutions that support timely account resolution
Prepare credit and collections reporting to highlight trends, aging performance, and areas requiring attention
Contribute to process-related activities tied to commercial credit and collections operations as needed

What we offer

medical
vision
dental
life and disability insurance
401(k) plan

Fulltime

Credit Analyst

We are looking for a Credit Analyst to join our team in San Diego, California, s...

Location

United States , San Diego

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

2+ years of experience in credit analysis, commercial credit, collections, or a related financial risk role
Working knowledge of financial statement analysis, ratio interpretation, and credit risk evaluation principles
Experience handling commercial customer accounts, including credit applications, account reviews, and payment follow-up
Ability to assess exposure and support decisions involving credit limits, collateral, and other risk mitigation tools
Strong analytical skills with attention to detail and the ability to produce accurate reports and documentation
Comfortable working independently on day-to-day priorities while managing multiple deadlines
Effective communication skills with the ability to coordinate with customers and cross-functional internal stakeholders
Proficiency using business systems and external credit research resources to maintain records and support analysis

Job Responsibility

Evaluate new and existing counterparties by reviewing financial statements, key ratios, and overall creditworthiness to support timely business decisions and commercial discussions
Gather and interpret third-party market intelligence and credit information from recognized external sources to strengthen risk assessments and recommendations
Conduct recurring portfolio reviews, update financial analyses, and apply internal scoring methodologies to determine appropriate risk classifications
Recommend and process revisions to customer credit capacity based on changing exposure, financial performance, and business needs
Calculate, track, and administer collateral or margin requirements, including cash deposits, letters of credit, guarantees, and related credit support arrangements
Prepare recurring management reports that summarize portfolio conditions, exposure trends, and other credit-related metrics with a high level of accuracy
Maintain complete and reliable counterparty records in the company’s credit and trading systems to support reporting and operational accuracy
Assist credit leadership with special assignments, ad hoc analysis, and routine requests tied to risk management and departmental priorities
Manage collection activities independently, follow up on outstanding balances, and work toward resolution in line with contractual payment terms
Partner with sales, leadership, and cross-functional teams to resolve billing or account disputes, reconcile balances, and preserve strong customer relationships while reducing settlement risk

What we offer

medical
vision
dental
life insurance
disability insurance
401(k) plan

Fulltime

Credit Analyst 1

Location

Mexico , Boca del Rio

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

0-2 years prior experience in a financial institution with a focus on credit analysis and spreading software
Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis
Ability to analyze business and personal financial statements with respect to GAAP and Citibank policies
Bachelor’s/University degree or equivalent experience

Job Responsibility

Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies
Ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool
Provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing
Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines
Provide succinct analysis based on customers, peers, the portfolio, and the industry
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
May act as an industry specialist with responsibility for SBA/EXIM loan analysis

Fulltime

Insurance and Standby Letters of Credit Analyst

The Transaction Capture Analyst 1 is an entry level position responsible for pro...

Location

Colombia , Bogotá

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Relevant Degree or equivalent experience
Experience in institutions linked to capital markets preferred
Basic knowledge of accounting preferred
Efficient and effective with numerical tasks and transactions
Proven success with working in a team environment
Ability to work under pressure and manage to deadlines
Ability to work in a fast-paced environment
Consistently demonstrates clear and concise written and verbal communication
Attention to detail and intermediate problem solving skills

Job Responsibility

Providing analytical and administrative support to Front Office Sales and Trading with derivatives and securities transactions
Maintain position records in coordination with the traditional trading desk assistant and / or trade processing functions
Support team during peak volume periods and other absences and support the on-boarding and training of new employees
Minimize processing risk and perform root cause analyses of discrepancies, and ensure process compliance with regulations
Ensure team procedures and audit requirements are updated, completed and maintained across processes
Escalate all issues in a timely manner and oversee client and business ad-hoc queries and requirements
Review existing processes / applications and identify opportunities for improvement and support the development of Monthly Service Packs
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Fulltime

Credit Analyst

The Credit Analyst is a developing professional role. Deals with most problems i...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
Extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis
Previous experience in credit card risk management or equivalent training and experience preferably in the financial services industry
Ability to apply credit and risk principles toward business goals
Bachelor’s/University degree or equivalent experience

Job Responsibility

Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit))
Provide succinct analysis based on customers, peers, the portfolio, and the industry
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager
May act as an industry specialist with responsibility for SBA/EXIM loan analysis
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
Develop recommendations to adjust credit policies by analyzing credit and financial performance utilizing statistical scoring, segmentation, regression and simulation techniques

What we offer

Programs and services for physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
Expanded Paid Parental Leave Policy
Access to array of learning and development resources
Programs that help employees balance work and life including generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

Vice-President - Senior Credit Analyst

The ICM Senior Credit Analyst will lead the evaluation and ongoing management of...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

CA, CFA, or MBA (Finance) with 10–13 years of experience in credit risk, corporate lending, or financial research
Exceptional experience with the internal Policies, Standards, Procedures, Templates
Ability to analyze and evaluate financial statements and business plans, across a range of industrial sectors and form independent opinions on credit and emerging risks
Proficient knowledge of corporate and debt structuring, with a particular understanding of bank loan documentation
Good understanding of risk profiles of all credit products
Advanced credit analysis and corporate financial modeling
Risk assessment and quantitative analysis experience
Ability to build and maintain relationships and communication skills, both written and verbally
Ability to work autonomously, as well make meaningful contributions as part of a team
Project management skills, with a focus on Information System implementation

Job Responsibility

Lead comprehensive credit assessments, valuations, and rating assignments for complex or large exposures
Independently prepare financial models and company valuations using most appropriate methods (DCF, SOTP, Project finance, comparable company analysis, precedent transactions, etc.)
Assess liquidity, debt capacity and other areas of financial and operating performance to evaluate areas of weakness and potential for turnaround, which is measured by setting and monitoring appropriate classification triggers
Model companies' financial position to assess appropriate debt structure and accurate debt value using the most appropriate valuation methodology
Oversee and review credit papers, ensuring analytical rigor and compliance with policy standards
Monitor portfolio performance and conduct early warning analyses
Guide stress testing, sector review initiatives, and internal risk assessments
Participate in or lead credit review committees and provide insights on deal structuring and documentation
Mentor and review work of analysts across levels to maintain output quality and consistency
Ensure adherence to credit governance, internal control, and audit standards

What we offer

Access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Access to an array of learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities in which they live and work

Fulltime

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Credit Coordination Analyst

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