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A growing, business-facing organization in the Morristown area is seeking a Credit & Collections Specialist to support its AR operations. This role focuses on managing customer accounts, driving timely collections, and maintaining strong relationships while ensuring accurate credit assessments and minimizing risk exposure.
Job Responsibility:
Manage a portfolio of customer accounts, monitoring aging and proactively following up on outstanding balances
Conduct collection efforts via phone and email while maintaining a professional, customer-focused approach
Review and evaluate credit applications, establish credit limits, and monitor risk exposure
Research and resolve billing discrepancies, short payments, and unapplied cash
Partner with sales and internal teams to address account issues and improve collection timelines
Maintain accurate account records, notes, and documentation within the system
Prepare aging reports and provide regular updates on collection status and risk accounts
Support month-end close by reconciling AR balances and ensuring proper account treatment
Requirements:
3+ years of experience in credit, collections, or accounts receivable
Experience performing credit analysis, including reviewing financial statements, credit reports, and setting credit limits
Strong understanding of risk assessment and creditworthiness evaluation
Ability to interpret financial data, including balance sheets and income statements
Proven track record of reducing DSO and improving collection performance
Experience managing a portfolio of accounts and prioritizing collection efforts
Proficiency in Excel (pivot tables, VLOOKUP) and ERP systems (SAP, Oracle, NetSuite, etc.)
Strong communication and negotiation skills when working with customers and internal teams
High attention to detail with the ability to identify discrepancies and resolve issues quickly
Knowledge of credit policies, procedures, and compliance standards