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We are looking for a dedicated Credit/Collections Analyst to join our team in Indian Trail, North Carolina. The ideal candidate will excel in managing credit and collections processes while ensuring compliance with company policies and industry standards. This role requires strong analytical skills and the ability to build positive relationships with clients and internal stakeholders.
Job Responsibility:
Oversee and manage credit and collections activities to minimize outstanding debts
Analyze credit applications and make decisions regarding credit approvals within company guidelines
Collaborate with clients to resolve payment issues and negotiate payment plans when necessary
Monitor accounts receivable and prepare reports on credit and collections performance
Ensure compliance with credit policies and procedures to mitigate financial risks
Conduct credit analysis to assess the financial viability of clients and recommend actionable strategies
Communicate effectively with internal teams to address disputes and improve collections processes
Identify opportunities for process improvements in credit and collections operations
Maintain accurate records of credit and collections activities for audit and reporting purposes
Provide guidance and support to entry level staff involved in credit and collections tasks
Requirements:
Proven experience in commercial credit and collections management
Strong knowledge of credit analysis and approval processes
Excellent communication and negotiation skills for resolving payment issues
Proficiency in financial reporting and account monitoring
Familiarity with relevant laws and regulations governing credit and collections
Ability to analyze financial data and assess client risk effectively
Detail-oriented with strong organizational skills
Proficient in using credit management software and tools