Credit Card Pricing and Rewards Reengineering Analyst, Citi

Citi

Location:
India, Pune

Category:
Finance

Contract Type:
Employment contract

Salary:

Not provided

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Job Description:

Working at Citi is far more than just a job. A career with Citi means joining a team of more than 230,000 dedicated people globally. The role involves analysis, validation, dashboards, campaign impact assessments, and using analytics to drive business decisions. It entails working with large data sets and requires strong expertise in tools like SQL and SAS, understanding credit card business financials, rewards optimization and reengineering, and experience with credit card portfolio analysis. The position also offers a range of benefits to support well-being and career growth.

Job Responsibility:

Build, Setup and adopt cutting edge technologies and technology platforms to improve analysts efficiency, time to market and controls
Create self-explanatory and detailed dashboards to review the portfolio health with the business leaders with analytical backing of particular trends
Analyze campaign performance and optimize marketing spends based on campaign performance
Help the business with sizing the impact of various regulatory / market / business / strategic changes to the portfolio
Periodically review existing process and identify potential ways to streamline the process
Deploy existing reports to advanced reporting platforms

Requirements:

Working with large and complex data sets for the purposes of analysis/validation, leveraging relevant programming tools (e.g., SQL, SAS, SAS Macro), level – proficient/ done certifications
Has understanding of Credit card business financials like P&L items
Has experience in analyzing Credit card portfolio, especially knowledge in interest rates, fees, interchange, penalty etc.
Has good understanding on Credit card business financials like P&L, Rewards points, APR pricing and can come up with financial estimates by looking at the macro-economic and historical trends
Experienced in Credit Card Rewards optimization & Reengineering strategies
Work closely with business partners in building, implementing, tracking project validation process
Interact regularly with business partners to understand their strategic priorities, develop context, proactively design and propose solutions
Continuously improve processes and strategies by exploring and evaluating new data sources, tools, and capabilities
Breaks down information in a systematic and communicable manner
Developed communication and diplomacy skills are required in order to exchange potentially complex/ sensitive information

Nice to have:

Experience in working on Credit Cards and Retail Banking products is a plus
Control orientated and Risk awareness

What we offer:

Opportunity to grow your career
Give back to your community
Make a real impact
Work-life balance

Additional Information:

Job Posted:
November 04, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Credit Card Pricing and Rewards Reengineering Analyst