Credit Card Pricing and Rewards Reengineering Analyst

• Working with large and complex data sets for analysis/validation
• Build, Setup and adopt cutting edge technologies and technology platforms to improve analysts efficiency
• Create business critical dashboards to review portfolio health
• Assess campaign impacts and optimize marketing spends
• Help business with opportunity sizing for regulatory/market/business changes
• Periodically review existing process and identify potential ways to streamline
• Deploy existing reports to other advanced reporting platforms
• Work closely with business partners in building, implementing, tracking project validation process
• Interact regularly with business partners to understand their strategic priorities

• Degree in computer science, engineering, mathematics, operations research or other quantitative field and strong relevant industry experience
• 5-10 years relevant experience
• Advanced process management skills, organized and detail oriented
• Understanding of statistics and probabilities
• Good communication skills with ability to write proper documentation, and team player
• Ability to work on projects without continuous supervision in individual capacity
• Experience in working on Credit Cards and Retail Banking products is a plus
• Control orientated and Risk awareness
• Working with large and complex data sets for the purposes of analysis/validation, leveraging relevant programming tools (e.g., SQL, SAS, SAS Macro), level – proficient/ done certifications
• Has good understanding on Credit card business financials like P&L items and can come up with financial estimates by looking at the macro-economic and historical trends
• Has good understanding on Credit card business financials like P&L, Rewards points, APR pricing and can come up with financial estimates by looking at the macro-economic and historical trends
• Has good experience in analyzing Credit card portfolio, especially knowledge in interest rates, fees, interchange, penalty, rewards etc.
• Experienced in Credit Card Rewards optimization & Reengineering strategies

Experience in working on Credit Cards and Retail Banking products is a plus