Credit Business Analyst

• Use data, technology, and customer insights to design initiatives that reduce fraud across our banking and credit products
• Partner closely with product managers, operations teams, and engineers to build and execute fraud defense strategies that protect customers and the business
• Seek out relevant data and information to independently solve complex, ambiguous fraud problems
• Own the development, monitoring, and ongoing improvement of fraud defenses, using performance signals and feedback loops to iterate and refine strategies
• Develop and execute fraud strategies that balance risk reduction with a positive customer experience
• Communicate findings, recommendations, and progress clearly to senior stakeholders, tailoring insights to the audience and driving alignment

• Strong quantitative and analytical skills, with experience using data to inform decisions
• 5–7 years of experience building and leading credit and/or banking strategies that delivered measurable results
• Hands-on experience using SQL and at least one statistical or programming language such as R or Python (e.g., Pandas, scikit-learn)
• Strong written and verbal communication skills, with the ability to simplify complex analyses and focus on the most impactful areas
• Bachelor’s or Master’s degree in Computer Science, Engineering, Information Systems, Analytics, Mathematics, Physics, Applied Sciences, or a related field

Experience working on banking or payments fraud problems is a plus

• Performance-driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching
• 100% paid health insurance for employees with 90% coverage for dependents
• Lifestyle wallet — a highly flexible benefits spending account for wellness, learning, and more
• Employer-paid life & disability insurance, fertility benefits, and mental health benefits
• Time off to recharge including company holidays, paid time off, sick time, parental leave, and more
• Exceptional office experience with catered meals, events, and comfortable workspaces