Credit Business Analyst Job at Robinhood (Menlo Park)

Credit Business Analyst

Join us in building the future of finance. Our mission is to democratize finance...

Location

United States , Menlo Park; New York; Washington

Salary:

166000.00 - 195000.00 USD / Year

Robinhood

Expiration Date

Until further notice

Requirements

Strong quantitative and analytical skills, with experience using data to inform decisions
5–7 years of experience building and leading credit and/or banking strategies that delivered measurable results
Hands-on experience using SQL and at least one statistical or programming language such as R or Python (e.g., Pandas, scikit-learn)
Strong written and verbal communication skills, with the ability to simplify complex analyses and focus on the most impactful areas
Bachelor’s or Master’s degree in Computer Science, Engineering, Information Systems, Analytics, Mathematics, Physics, Applied Sciences, or a related field

Job Responsibility

Use data, technology, and customer insights to design initiatives that reduce fraud across our banking and credit products
Partner closely with product managers, operations teams, and engineers to build and execute fraud defense strategies that protect customers and the business
Seek out relevant data and information to independently solve complex, ambiguous fraud problems
Own the development, monitoring, and ongoing improvement of fraud defenses, using performance signals and feedback loops to iterate and refine strategies
Develop and execute fraud strategies that balance risk reduction with a positive customer experience
Communicate findings, recommendations, and progress clearly to senior stakeholders, tailoring insights to the audience and driving alignment

What we offer

Performance-driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching
100% paid health insurance for employees with 90% coverage for dependents
Lifestyle wallet — a highly flexible benefits spending account for wellness, learning, and more
Employer-paid life & disability insurance, fertility benefits, and mental health benefits
Time off to recharge including company holidays, paid time off, sick time, parental leave, and more
Exceptional office experience with catered meals, events, and comfortable workspaces

Fulltime

Business Analyst – Credit Profile, Global Customer Service

The Business Analyst, Credit Profile within Global Customer Service plays a crit...

Location

Malaysia , Kuala Lumpur

Salary:

Not provided

ResMed

Expiration Date

Until further notice

Requirements

2+ years in business analysis, customer service, or order management
Strong experience with order management and ERP transformation
Familiarity with lean tools
Excellent analytical and communication skills, with the ability to manage cross-functional stakeholders
Knowledge of Jira, Asana, Celonis or similar tools
Ability to thrive in a fast-paced, matrix global environment
Global Core Model & Transformation Approach

Job Responsibility

Analyse the order management related processes to identify process design and tool improvement opportunities
Translate business needs into structured problem statements and formalize user stories with clear acceptance criteria
Perform gap analysis between existing systems (Oracle EBS, Oracle Fusion, Customer Platform) and business requirements
Contribute to the creation of 'To-Be' processes in collaboration with GPOs and POs
Support user acceptance testing (UAT), prepare scripts and validation checklists
Track business feedback, test execution logs, and assist in go-live readiness activities
Support continuous improvement and quick wins for order management
Support the change management required within the order management processes as we move to a global core model
Collaborate and support on documentation as required

Fulltime

Senior IT Business Analyst - Credit

Senior IT Business Analyst - Credit role at Avaloq, involving client workshops, ...

Location

Germany , Berlin

Salary:

Not provided

Avaloq

Expiration Date

Until further notice

Requirements

University degree in economics/finance or completed bank apprenticeship
Substantial professional experience in the banking industry, with a specific focus on credit
Exceptional communication and interpersonal skills
Demonstrated proficiency in requirements gathering, creation of functional specifications, and execution of business tests
Unwavering commitment to continuous learning and professional development in the credit domain
Advanced analytical and problem-solving capabilities, with a particular emphasis on abstract thinking

Job Responsibility

Conduct client workshops and engage with stakeholders to gather comprehensive requirements and develop detailed functional specifications
Contribute to product backlog refinement and assist the product owner in strategic product roadmap development
Collaborate closely with software engineers and the team architect to ensure precise implementation of requirements and conduct thorough business testing
Serve as a subject matter expert in credit, providing critical support to the Sales team on specialist inquiries and requests, while continuously enhancing domain knowledge and offering valuable insights to colleagues
Assume ownership and accountability for the functionality of the Avaloq Region EU Platform, which is utilized by all European Avaloq clients in the credit sector
Liaise effectively with teams responsible for technical frameworks and specific functional components to ensure seamless integration and optimal performance
Participate in knowledge exchange and collaboration initiatives with business analysts across various countries to address market-specific requirements and work towards the development of standardized products
Provide essential input for product documentation and conduct thorough reviews of artefacts created by technical writers to ensure accuracy and completeness
Support existing clients by conducting in-depth analyses of reported incidents and responding to service requests in a timely and professional manner

What we offer

Annual bonus
Flexible working
Instant recognition
Access to Udemy for professional and personal learning

Fulltime

Interest Rate and Credit Derivatives Business Analyst – VP

The Senior Business Analyst position is responsible for understanding business p...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Extensive experience as a Business Analyst or similar role, ideally within Investment Banking
Ability and proven experience of driving functionality/project from analysis to successful production
Proven experience as an owner of delivering successful project outcomes
Ability to communicate productively and efficiently with business (FO Traders, Business Managers etc.)
Ability to transform business requirements into precise functional/technical specifications
Proven diplomatic and analytical skills
Have ability to manage complex and variable issues with substantial potential impact by weighing various action plans and balancing potentially conflicting needs
Strong team orientation and commitment to overall team success, intense user focus and commitment to driving quality
Effective time management skills to manage multiple priorities with flexibility on time zones
Experience with XML: xpath, xsd (to be able to build xml schema, xpath etc), JSON

Job Responsibility

Lead the analysis and requirements gathering for fixed income OTC Derivatives Trade Capture and Trade Processing
Work with traders, Sales, business unit managers and heads of businesses to understand business practices and provide solutions enabling business growth and growing operational efficiencies
Lead deliveries end to end from requirements, design, construction, testing and implementation
provide user and operational support on application to business users
Work with PM to establish and maintain periodic communication to business and technology partners
Take lead in planning the best practice solutions, tracking, execution, and overall project management of the roll out of cross asset and multi-functional initiatives

What we offer

27 days annual leave (plus bank holidays)
A discretional annual performance related bonus
Private Medical Care & Life Insurance
Employee Assistance Program
Pension Plan
Paid Parental Leave
Special discounts for employees, family, and friends
Access to an array of learning and development resources

Fulltime

Senior Credit Risk Business Analyst - Vice President

Credit Risk Technology Team is responsible for delivering Counterparty Credit Ri...

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Experienced in Business Analysis and SDLC
Project Management experience a key advantage
12+ years experience in the Capital Markets domain
Understanding of the mechanics and life cycle of Securities Financing Transactions (SFT), Loans and derivatives products, including Options, Futures, Forwards and Swaps is an advantage
Experience working with global teams across time zones
Proficiency in MS Office (Word, Excel, Visio, PowerPoint)
Data Analysis capabilities (Database or Spreadsheet), with extensive experience using Excel required
Bachelor's degree/University degree or equivalent experience, Master's degree an advantage
Graduate in STEM (Science, Technology, Engineering and Mathematics) or Finance discipline
FRM/CFA or other Financial mathematics degree or certification is preferable

Job Responsibility

Liaise with stakeholders across the Risk and Front Office Technology, Counterparty Risk Management, Finance and Front Office business organizations to assemble business requirements for Counterparty Risk Technology projects
Manage expectations of various stakeholder groups and help negotiate solutions to complex problems
Project manage complex Counterparty Credit Risk projects end to end. Accurately record, maintain, and report Program/Project management tracking data such as milestones via Citi’s internal project tracking systems
Help assemble/manage detailed documentation covering Counterparty Risk calculations and other processing, to be used to discuss technology implementation details with the Business users and Market Regulators in various countries/regions. Create flow diagrams, structure charts, and other types of system or process representations when appropriate
Facilitate and drive project meetings with both business and technology teams
Develop and review test scripts with business users as well as technology teams for System, User and Impact testing
Understand, analyze, and explain counterparty exposures on SFTs books to users. Investigate PSE/EAD/RWA and related calculations for internal risk management and BASEL3/BASEL4 regulatory capital reporting based on the exposure profiles generated by the systems
Ability to trace changes in day to day exposures to changes in markets, books and or legal agreements
Where feasible develop excel prototypes to demonstrate and analyze risk calculations.

Fulltime

Credit Market Business Analyst

We are seeking a talented Business Analyst to join our team and work on Credit M...

Location

United States , New York

Salary:

110000.00 - 135000.00 USD / Year

Talan

Expiration Date

Until further notice

Requirements

+5 years of experience as a Business Analyst, ideally in Credit Markets or financial services
Solid understanding of fixed income products and credit market operations
Hands-on experience with workflow automation and business intelligence tools
Strong communication skills
Familiar with agile methodologies and project management practices

Job Responsibility

Work with cross-functional teams to capture business needs and turn them into clear technical requirements for IT integration
Analyze complex data flows from multiple sources to improve data quality and consistency across teams
Build reports and dashboards that give management and partners actionable, reliable insights
Support the integration of internal tools into the Credit Markets ecosystem, including deal checklist automation and data reconciliation
Write detailed functional specs and use cases to keep development teams aligned with business goals
Participate in testing and validation of new features, making sure everything lands in line with business requirements

What we offer

Competitive salary between USD $110,000 - US$135,000
401(k) retirement plan with company matching
15 days of paid vacation per year at hire and up to 27 according to seniority (annual untaken vacation days are cashed out)
8 paid holidays
5 sick days
2 personal days per year
Company health, dental, and vision insurance plans
FSA
Voluntary STD and LTD
Commuter/transit benefits

Fulltime

Senior Business Analyst (Data & Credit Risk)

FinXL IT is seeking a Senior Business Analyst to join our consulting team and be...

Location

Australia , Sydney

Salary:

Not provided

FinXL

Expiration Date

Until further notice

Requirements

Extensive experience as a Senior Business Analyst within large-scale enterprise environments
Deep understanding of Customer Identity and Access Management (CIAM) or Identity security
Familiar with and experience in Credit Risk Management as a Credit Analyst or related position, ideally with a Telco, Bank or Financial Institution
Proven ability to translate regulatory requirements and risk policies into technical specs
Strong technical curiosity and expertise in data-led process design and reporting
Experience in fraud prevention, identity theft mitigation, or customer authentication
Exceptional stakeholder management skills with exposure to Senior Management and Risk
Ability to work across cross-functional teams including Engineering, Sales, and Finance

Job Responsibility

Map complex business requirements for the development and implementation of CIAM programs
Bridge the gap between broad program goals and specialist projects in identity verification
Translate industry regulations and internal policies into actionable project requirements
Develop reporting to monitor controls within end-to-end customer identity processes
Outline necessary controls and build monitoring to identify policy exceptions and gaps
Document requirements to support the unification of authentication across all channels
Partner with senior stakeholders to provide data-driven insights that drive process improvement

What we offer

Hybrid working arrangement to get your best work done! (2-3 days in the office)
Lead high-profile Customer Identity & Access Management (CIAM) programs
Drive data-led process improvements across identity and fraud prevention
Influence senior leadership across Finance, Risk, and Digital divisions

Business Analytics Sr Analyst - Cards Credit Abuse, Assistant Vice President

This position is within the Cards Credit Abuse/First Party Fraud Strategy Manage...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Under Grad/ Post Graduate degree with a specialization in Statistics, Economics, Mathematics, Engineering, Business administration or other quantitative discipline from reputed academic institutions
7+ years of relevant work experience required
Experience in strategy/model development in banking/financial industry preferred
Strong analytical skills in conducting sophisticated analysis
Experienced in developing, implementing and monitoring, that is end-to-end project management
Experience in statistical analysis with working knowledge of at least one of the following statistical software packages: SAS, SQL, CHAID tree segmentation in Unix environment
Highly proficient in Excel/pivot tables and PowerPoint. Tableau is a plus
Exposure to project/process management
Prior experience in mentoring teams of juniors’ analysts is preferred
Strong communication and presentation skills targeting a variety of audiences

Job Responsibility

Accountability to drive end-to-end credit abuse strategy including development/enhancement, implementation, maintenance, MIS management etc
Effective communication is critical. Should be able to effectively provide updates and communicate key initiatives to senior risk management
Mentoring/Guiding junior resources – Drive projects as lead with junior resources
Should have the ability to manage different stakeholders – Risk Policy, Legal/compliance, IT, Regulators, Audit, governance teams etc
Presentations to both technical and non-technical personnel are required to be done frequently as part of the job
Develop Risk Segmentation using advanced statistical techniques likes decision tree, for credit abuse/first party fraud risk discrimination at Acquisition and Existing Customer Management stages. Work in establishing the swap set analysis and P&L optimization using the analysis
Develop recommendations to adjust credit abuse strategies by analyzing loss and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
Create story boards, presentations and project plans for discussions with senior management and governance requirements to drive insights
Participate in audit related reviews, regulatory reporting and should have sound communication skills to present in such forums
Work closely with cross functional teams, including business stakeholders, MRM and governance teams, and model implementation teams

Fulltime

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Credit Business Analyst

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