Credit Bureau Manager, Citi

Citi

Location:
India, Mumbai

Category:
Banking

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Credit Bureau Manager (Vice President): Consumer Credit Risk will support the organization's compliance efforts with the Fair Credit Reporting Act (FCRA), focusing on the governance, management, and integration of data from third-party credit reporting agencies. This role oversees a team responsible for the furnishing, consumption, and validation of credit data, ensuring it aligns with FCRA regulations while driving business outcomes.

Job Responsibility:

Support the organization's FCRA compliance program
Oversee integration and consumption of data from third-party credit bureaus and service providers
Lead negotiations and manage relationships with third-party credit bureaus and data providers
Ensure all third-party invoices are aligned with contractual terms
Establish and maintain comprehensive data governance framework
Collaborate with internal stakeholders including Risk, Compliance, Technology, Legal, and Finance
Build and lead high-performing team of compliance, risk, and data professionals
Drive innovation in management of third-party data and FCRA compliance

Requirements:

Bachelor's degree in a relevant field (e.g., finance, risk management, information technology)
5+ years of experience in leading small teams, credit risk management, or financial services
Experience working with third-party data relationships and regulatory compliance
Understanding of the Fair Credit Reporting Act (FCRA) and other relevant regulatory frameworks
Understanding of negotiating and managing MSAs, RFIs, RFPs with third-party vendors
Experience in data governance, particularly in credit risk decisioning and regulatory reporting
Strong risk management capabilities
Exceptional leadership and interpersonal skills
Ability to drive cross-functional collaboration
Relevant certifications in FCRA, Data Privacy, or Regulatory Compliance are highly preferred

Nice to have:

Relevant certifications in FCRA, Data Privacy, or Regulatory Compliance
Track record of leveraging technology and innovative strategies to enhance data governance and compliance processes
Commitment to continuous improvement with ability to drive efficiencies in data management and compliance

Additional Information:

Job Posted:
November 07, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Credit Bureau Manager