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The Credit Bureau Manager (Vice President): Consumer Credit Risk will support the organization’s compliance efforts with the Fair Credit Reporting Act (FCRA) and manage data relationships with third-party credit bureaus. The role involves leadership in FCRA compliance, data governance, contract management, and cross-functional collaboration to optimize business outcomes while adhering to regulatory requirements.
Job Responsibility:
Support the organization’s FCRA compliance program
Ensure the accuracy, integrity, and timeliness of data exchanged with third parties
Oversee the integration and consumption of data from third-party credit bureaus
Develop and implement strategies to optimize data usage
Lead negotiations and manage relationships with third-party credit bureaus
Align contracts, invoices, and pricing structures with financial objectives
Establish and maintain a comprehensive data governance framework
Monitor and audit data usage
Collaborate with internal stakeholders
Build and lead a high-performing team
Drive innovation in the management of third-party data and FCRA compliance.
Requirements:
Bachelor's degree in a relevant field (e.g., finance, risk management, information technology)
Relevant certifications in FCRA, Data Privacy, or Regulatory Compliance are highly preferred, but not required
5+ years of experience in leading small teams, credit risk management, or financial services
Proven ability to manage large-scale, complex relationships with credit bureaus and third-party data providers
Exceptional leadership and interpersonal skills
Proven ability to drive cross-functional collaboration
Some understanding of the Fair Credit Reporting Act (FCRA) and other relevant regulatory frameworks
Extensive experience in data governance, particularly in the context of credit risk decisioning and regulatory reporting.
Nice to have:
Relevant certifications in FCRA, Data Privacy, or Regulatory Compliance
A commitment to continuous improvement
Strong risk management capabilities
Financially disciplined with a track record of optimizing third-party relationships
Proven ability to engage senior stakeholders, external vendors, and regulatory bodies.
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