Credit Bureau Business Activity Owner Specialist, Citi

Citi

Location:
India, Mumbai

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Credit Bureau Business Activity Owner Specialist (Assistant Vice President): Consumer Credit Risk will support the organization's efforts to seamlessly integrate supplier services and credit data, focusing on the integration of programs and projects with third-party credit reporting agencies as well as critical performance metrics for each vendor. This role is accountable for understanding multiple strategic initiatives with the credit bureaus by identifying interdependencies, supporting critical projects and ensuring cross-engagement connectivity.

Job Responsibility:

Ensure that all data furnished to and consumed from credit reporting agencies aligns with legal and regulatory standards
Ensure the accuracy, integrity, and timeliness of data exchanged with third parties
Collaborate with legal and compliance teams to stay ahead of evolving FCRA regulations
Oversee the integration and consumption of data from third-party credit bureaus and service providers
Participate in negotiations and manage relationships with third-party credit bureaus and data providers
Ensure that all third-party invoices are aligned with contractual terms
Follow a comprehensive data governance framework
Collaborate with internal stakeholders, including Risk, Compliance, Technology, Legal, and Finance
Actively contributes as a collaborative team member, sharing knowledge and supporting colleagues
Lead initiatives to automate and streamline data management and compliance processes

Requirements:

Bachelor's degree in a relevant field (e.g., finance, risk management, information technology) are highly preferred, but not required
Exceptional communication and interpersonal skills
Proven ability to drive cross-functional collaboration and engage high-performing teams
Experience negotiating and managing MSAs and RFPs with third-party vendors is preferred but not required
Financially disciplined with a track record of optimizing relationships
Experience in data governance, particularly in the context of credit risk decisioning and regulatory reporting
Strong risk management capabilities

Nice to have:

A forward-thinking mind-set with a track record of leveraging technology and innovative strategies to enhance data governance and compliance processes
A commitment to continuous improvement

Additional Information:

Job Posted:
October 01, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Credit Bureau Business Activity Owner Specialist