Credit Application Analyst Jobs

New

Bilingual credit application analyst

We are seeking a highly organized, focused, and detail-oriented Bilingual Operat...

Location

Canada , Toronto

Salary:

26.90 CAD / Hour

Randstad

Expiration Date

February 16, 2026

Requirements

Bilingual Proficiency: Fluent in reading and writing in both French and English
Financial Statement Analysis: Proven ability to read and understand complex financial statements
Technical Proficiency: Solid experience with Microsoft Office Suite (Word, Excel)
Attention to Detail: Demonstrated high attention to detail in previous roles
Exceptional Attention to Detail and organizational skills
Strong ability to work independently and exercise critical thinking and problem-solving skills
A focused, results- and goal-oriented mindset, with the ability to maintain high work quality under pressure
Education: Minimum post-secondary degree in Commerce, Business Administration, or equivalent credit experience
Experience: 2-4 years of overall professional experience, ideally in a financial or administrative setting

Job Responsibility

Underwriting & Review: Responsible for the complete underwriting of annual commercial credit reviews across a wide range of industries
Financial Analysis: Read, understand, and analyze commercial borrowers' financial statements to assess risk
Compliance: Ensure adherence to lending policies and procedures, including accurate risk rating assessment
Documentation: Maintain a keen attention to detail and high degree of data input accuracy throughout the review process
Stakeholder Interaction: Communicate effectively and clearly with internal partners/Commercial Banking Centres regarding review status and required information
Productivity: Work efficiently to meet daily productivity targets in a high-volume, high-pressure environment while maintaining high-quality standards
Teamwork: Function effectively as an independent worker with minimal supervision and as a collaborative team player

What we offer

Exposure: Gain direct, hands-on experience and exposure to the Commercial Banking operations environment
Skill Development: Deepen your expertise in commercial credit reviews, including the analysis of financial statements, lending policies, and risk rating assessment
Growth Potential: Strong potential for a contract extension and/or conversion to a permanent position based on performance against productivity and accuracy targets

Fulltime

New

Credit application analyst

We are looking for motivated and detail-oriented individuals to join our dynamic...

Location

Canada , Markham

Salary:

Not provided

Randstad

Expiration Date

February 09, 2026

Requirements

Previous professional experience in a corporate or office environment
Strong verbal and written communication skills to interact effectively with internal partners
Proven ability to analyze information, identify problems, and propose effective solutions
Post-secondary education (College diploma or University degree)
Must be local and able to adhere to a mandatory primarily onsite work model (4 days a week) in Markham, ON

Job Responsibility

Provide consistent operational support to the Sales Channel and Credit Underwriting teams, maintaining a strong Customer Centric mindset
Review, update, and analyze all credit documentation to ensure accuracy and strict adherence to all regulatory and legal requirements
Ensure complete and accurate data input into the origination system to assist in the preparation of loan documentation
Provide guidance and support to internal business partners on a broad range of credit products and operational processes
Prioritize and manage your workload to meet established Service Level Agreement (SLA) requirements for service and productivity
Follow internal operating policies and procedures, escalating non-standard or high-risk activities as necessary
Address partner or customer problems appropriately, efficiently, and escalate as needed, ensuring timely resolution

What we offer

Career Growth: This role is a key entry point, offering potential development into Real Estate Secured Lending (RESL) Underwriting roles based on performance
Long-Term Opportunity: 1-year contract with strong potential for extension or permanent conversion
Team Environment: Work within a positive and inclusive department culture
Work/Life Balance (Rotational): Predominantly back-office work with limited telephone interaction, focusing on processing and analysis

Fulltime

New

Credit Analyst, Corporate Banking

Our client is a growing regional corporate bank with an international presence, ...

Location

Singapore , Singapore River

Salary:

Not provided

Randstad

Expiration Date

January 19, 2026

Requirements

Bachelor degree in Business and Finance related disciplines
At least 3 years of credit analysis experience in mid-market/ FI/ corporate banking space
Good understanding of accounting, interpreting financial statements and credit and financial analysis
Knowledge of Term, Bilateral, Syndicated Loans, Trade Finance and Structured Finance etc

Job Responsibility

Preparing credit applications, financial reports and projections for a portfolio of corporate clients by stipulated deadlines
Perform analysis on financial information, forecasts, performances and preparing financial models and projections
Working with RMs and the Marketing Team on credit-related matters
Conducting research and analysis on the industry and market

Fulltime

Senior Credit Analyst

Reporting into the Credit Team Leader the successful candidate will be responsib...

Location

Australia , Sydney

Salary:

Not provided

Prospa

Expiration Date

Until further notice

Requirements

Minimum 3 to 5 years underwriting / Credit analyst experience required
Bachelor’s degree in finance, accounting, or related field desirable but not necessary
Previously held a DLA (delegated lending authority)
Experience in commercial lending
Experience with business financial documents such as Profit & Loss, Balance Sheets, AR/RP
Strong credit risk acumen and commercial judgement
Familiarity with personal and company credit reports, ASIC searches, and other various background information

Job Responsibility

Coordinating the underwriting of commercial loan applications upto an exposure of $1mil
Bank statement analysis for up to $500K & Financial statement analysis for upto $1mil
Providing in-depth detailed analysis of financial statements, industry risk, and credit risk
Presenting deals to Credit Committee with a comprehensive understanding of the risk and associated mitigants in each transaction, as well as providing a strong recommendation on the proposed outcome and offered insight to upper management regarding credit decisions
Conduct credit calls with clients and relevant stakeholders to collect additional information relevant to the proposed transaction
Liaising with stakeholders in other areas of the business to provide scenario and deal workshopping support
Preparing clear, thorough and informative credit papers for each application
Comply with internal controls and government regulations

What we offer

Learning days
Learning allowance
Leadership programs
CliftonStrengths workshops
Digital learning
Biannual companywide learning weeks
Fitness initiatives
Seasonal programs (including flu shots, massages, skin checks, wellness classes)
Additional "Me Days"
Access to holistic EAP coaching

Credit Analyst

The Global Network Business Unit (GNB Unit) is an integral part of the Instituti...

Location

Brazil , São Paulo

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Interpersonal skills, with the ability to build relationships
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills
Knowledge of basic financial concepts (e.g. liquidity position, profitability metrics, leverage profile) and macro-economy
Bachelor's/University degree in Business Administration, Engineering, Accounting, International Relations or equivalent
English fluency is required

Job Responsibility

Assess the credit and financial strength of Citi's clients by performing fundamental credit analysis of those clients using both quantitative and qualitative factors
Complete credit analysis write-up memos and internal ratings of Citi's clients based on independent assessment and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit
Partnership with applicable stakeholders in ICM UW, Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Strong understanding of internal credit policy and procedures, proactively referring to resources as needed
Actively contribute to meetings, asking questions and challenging ideas
Display a deep commitment and positive attitude to Citi and colleagues and an eager to do more

Fulltime

New

Credit Analyst - Underwriter

Join our Newcastle team in a Credit Analyst role - We are happy to train you if ...

Location

Australia , Newcastle

Salary:

Not provided

MONEYME

Expiration Date

Until further notice

Requirements

Experience in a business lending environment (not essential but desired)
Relevant Tertiary qualifications (degree preferred)
Outstanding communication skills - Both Written and Verbal
Ability to work autonomously, own and complete projects as well as multi-task
Have a positive, inclusive and collaborative approach to work
Passionate about providing outstanding customer service
Ability to go above and beyond to help MONEYME clients and customers
Have the confidence to challenge and strive for continual improvement
Relationship builder with the ability to initiate and drive conversations
Strong time management and organisational skills

Job Responsibility

Manage the day-to-day business operations in customer support and underwriting
Review and assess a broad range of complex credit applications
Prepare, undertake and produce credit submissions
Gather information and data required to assess and decision credit submissions
Conduct asset valuations
Monitoring and improving customer communication, messages and channels
Ensure MoneyMe maintains compliance with all legislation requirements
Support other operational teams in providing positive broker and customer experiences

What we offer

Up to 5 additional days of bonus leave per calendar year after 12 months of service for eligible employees
3 days paid community service and volunteering leave per year
12 weeks of employer-paid parental leave and two weeks employer-paid leave for secondary carer
Quarterly champion awards and reward trips
Mental health and wellbeing initiatives, health checks, skin cancer checks, free vaccination, etc.
Team social events, massages in the office, free coffee and much more

Fulltime

Officer, Consumer Risk, Data Projects, Credit Analyst

The Credit Analyst II is an intermediate-level position responsible for credit r...

Location

Hong Kong , Kowloon

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Minimum 2-3 years of experience in credit risk analysis in Cards and Unsecured Lending products
Experience in managing regulatory reporting
Proficient in handling mass data and able to interpret results with critical analysis
Consistently demonstrate clear and concise written and verbal communication
Bachelor or post-graduate degree in Business, Statistics, Data Science or other related quantitative disciplines
Self-initiative, effective communication and interpersonal skills as well as the ability to motivate others, strong sense of compliance awareness
Sound knowledge in SAS programming, data mining and MS Word/Excel/Access/Power-Point is a basic

Job Responsibility

Report to Senior Credit Risk Manager to support data project and risk analysis
Oversight and manage the data project and make sure it is operating according to expectation
Works with large datasets and complex algorithms to solve data science challenges
Perform regular monitoring & validation on the performance of the unsecured lending portfolios
Ensure all credit processes follow company policies and requirements set out by the local as well as lead regulator through effective execution of control programs such as self-assessment, quality assurance, application audit
Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
Assist with portfolio review preparation and conducting stress tests
Build working relationships with various teams across the bank, including central data, policy, and product teams
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

What we offer

Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
Expanded Paid Parental Leave Policy
Resources and tools to volunteer in the communities in which they live and work

Fulltime

Underwriting Credit Analyst

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis f...

Location

Kenya , Nairobi

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Ability to understand Citi policies and procedures with the ability to execute change seamlessly
Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues
Assists colleagues in identifying stretch opportunities to elevate individual and team performance
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills.

Job Responsibility

Assess the credit and financial strength of Citi’s Corporate Clients based in Sub-Saharan Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.

What we offer

Global benefits designed to support your well-being, growth and work-life balance

Fulltime

Credit Application Analyst

Randstad

Location:
Canada , Montreal

Category:
Banking

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
December 27, 2025

Expiration:
February 13, 2026

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Location:Canada , Montreal

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Contract Type:Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

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Expiration:February 13, 2026

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Expiration:
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