Credit application analyst Job at Randstad (Markham)

Bilingual credit application analyst

We are seeking a highly organized, focused, and detail-oriented Bilingual Operat...

Location

Canada , Toronto

Salary:

26.90 CAD / Hour

Randstad

Expiration Date

February 16, 2026

Requirements

Bilingual Proficiency: Fluent in reading and writing in both French and English
Financial Statement Analysis: Proven ability to read and understand complex financial statements
Technical Proficiency: Solid experience with Microsoft Office Suite (Word, Excel)
Attention to Detail: Demonstrated high attention to detail in previous roles
Exceptional Attention to Detail and organizational skills
Strong ability to work independently and exercise critical thinking and problem-solving skills
A focused, results- and goal-oriented mindset, with the ability to maintain high work quality under pressure
Education: Minimum post-secondary degree in Commerce, Business Administration, or equivalent credit experience
Experience: 2-4 years of overall professional experience, ideally in a financial or administrative setting

Job Responsibility

Underwriting & Review: Responsible for the complete underwriting of annual commercial credit reviews across a wide range of industries
Financial Analysis: Read, understand, and analyze commercial borrowers' financial statements to assess risk
Compliance: Ensure adherence to lending policies and procedures, including accurate risk rating assessment
Documentation: Maintain a keen attention to detail and high degree of data input accuracy throughout the review process
Stakeholder Interaction: Communicate effectively and clearly with internal partners/Commercial Banking Centres regarding review status and required information
Productivity: Work efficiently to meet daily productivity targets in a high-volume, high-pressure environment while maintaining high-quality standards
Teamwork: Function effectively as an independent worker with minimal supervision and as a collaborative team player

What we offer

Exposure: Gain direct, hands-on experience and exposure to the Commercial Banking operations environment
Skill Development: Deepen your expertise in commercial credit reviews, including the analysis of financial statements, lending policies, and risk rating assessment
Growth Potential: Strong potential for a contract extension and/or conversion to a permanent position based on performance against productivity and accuracy targets

Fulltime

Credit Application Analyst

We are seeking twelve highly detail-oriented and Bilingual (French/English) Cred...

Location

Canada , Montreal

Salary:

24.39 CAD / Hour

Randstad

Expiration Date

February 13, 2026

Requirements

Mandatory fluency (verbal and written) in both French and English
Previous experience in a professional or corporate environment
Strong communication skills (verbal and written) and robust problem-solving abilities
Must be local to Montreal and fully commit to the mandatory 4-days per week on-site requirement and the rotational schedule
Post-secondary education

Job Responsibility

Document Compliance & Review: Provide operational support by meticulously reviewing, updating, and analyzing all credit documentation for accuracy and strict adherence to all regulatory and internal requirements
Transaction Processing: Complete a wide range of responsibilities associated with RESL products, involving multi-step processes across various systems and applications
Data Integrity: Ensure complete and accurate data input into the origination system, supporting the preparation of loan documentation and facilitating quality control analysis
Partner Support: Provide guidance and support to business partners on a broad range of credit products, resolving operational issues promptly and effectively, and escalating non-standard activities as necessary
SLA Adherence: Prioritize and manage individual workload to meet required SLA requirements for service and productivity, demonstrating exceptional time management skills
Risk Mitigation: Understand and apply credit operating policies and procedures to complete investigations and report/escalate risk issues or process gaps identified

What we offer

Career Pathway: Excellent entry point into the underwriting stream, with a clear opportunity to advance into RESL Underwriting roles based on sustained performance
Long-Term Opportunity: 1-year contract duration with strong potential for extension and conversion to a permanent role
Bilingual Requirement: Utilize mandatory French/English skills daily in a professional corporate setting
Team Culture: Work within a collaborative, positive, and inclusive team environment
Structured Training: Benefit from a 4-week dedicated training period to ensure full proficiency in systems and policy

Fulltime

!

Credit Analyst

The Global Network Business Unit (GNB Unit) is an integral part of the Instituti...

Location

Brazil , São Paulo

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Interpersonal skills, with the ability to build relationships
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills
Knowledge of basic financial concepts (e.g. liquidity position, profitability metrics, leverage profile) and macro-economy
Bachelor's/University degree in Business Administration, Engineering, Accounting, International Relations or equivalent
English fluency is required

Job Responsibility

Assess the credit and financial strength of Citi's clients by performing fundamental credit analysis of those clients using both quantitative and qualitative factors
Complete credit analysis write-up memos and internal ratings of Citi's clients based on independent assessment and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit
Partnership with applicable stakeholders in ICM UW, Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Strong understanding of internal credit policy and procedures, proactively referring to resources as needed
Actively contribute to meetings, asking questions and challenging ideas
Display a deep commitment and positive attitude to Citi and colleagues and an eager to do more

Fulltime

Credit Analyst - Underwriter

Join our Newcastle team in a Credit Analyst role - We are happy to train you if ...

Location

Australia , Newcastle

Salary:

Not provided

MONEYME

Expiration Date

Until further notice

Requirements

Experience in a business lending environment (not essential but desired)
Relevant Tertiary qualifications (degree preferred)
Outstanding communication skills - Both Written and Verbal
Ability to work autonomously, own and complete projects as well as multi-task
Have a positive, inclusive and collaborative approach to work
Passionate about providing outstanding customer service
Ability to go above and beyond to help MONEYME clients and customers
Have the confidence to challenge and strive for continual improvement
Relationship builder with the ability to initiate and drive conversations
Strong time management and organisational skills

Job Responsibility

Manage the day-to-day business operations in customer support and underwriting
Review and assess a broad range of complex credit applications
Prepare, undertake and produce credit submissions
Gather information and data required to assess and decision credit submissions
Conduct asset valuations
Monitoring and improving customer communication, messages and channels
Ensure MoneyMe maintains compliance with all legislation requirements
Support other operational teams in providing positive broker and customer experiences

What we offer

Up to 5 additional days of bonus leave per calendar year after 12 months of service for eligible employees
3 days paid community service and volunteering leave per year
12 weeks of employer-paid parental leave and two weeks employer-paid leave for secondary carer
Quarterly champion awards and reward trips
Mental health and wellbeing initiatives, health checks, skin cancer checks, free vaccination, etc.
Team social events, massages in the office, free coffee and much more

Fulltime

Officer, Consumer Risk, Data Projects, Credit Analyst

The Credit Analyst II is an intermediate-level position responsible for credit r...

Location

Hong Kong , Kowloon

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Minimum 2-3 years of experience in credit risk analysis in Cards and Unsecured Lending products
Experience in managing regulatory reporting
Proficient in handling mass data and able to interpret results with critical analysis
Consistently demonstrate clear and concise written and verbal communication
Bachelor or post-graduate degree in Business, Statistics, Data Science or other related quantitative disciplines
Self-initiative, effective communication and interpersonal skills as well as the ability to motivate others, strong sense of compliance awareness
Sound knowledge in SAS programming, data mining and MS Word/Excel/Access/Power-Point is a basic

Job Responsibility

Report to Senior Credit Risk Manager to support data project and risk analysis
Oversight and manage the data project and make sure it is operating according to expectation
Works with large datasets and complex algorithms to solve data science challenges
Perform regular monitoring & validation on the performance of the unsecured lending portfolios
Ensure all credit processes follow company policies and requirements set out by the local as well as lead regulator through effective execution of control programs such as self-assessment, quality assurance, application audit
Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
Assist with portfolio review preparation and conducting stress tests
Build working relationships with various teams across the bank, including central data, policy, and product teams
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

What we offer

Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
Expanded Paid Parental Leave Policy
Resources and tools to volunteer in the communities in which they live and work

Fulltime

Underwriting Credit Analyst

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis f...

Location

Kenya , Nairobi

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Ability to understand Citi policies and procedures with the ability to execute change seamlessly
Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues
Assists colleagues in identifying stretch opportunities to elevate individual and team performance
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills.

Job Responsibility

Assess the credit and financial strength of Citi’s Corporate Clients based in Sub-Saharan Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.

What we offer

Global benefits designed to support your well-being, growth and work-life balance

Fulltime

Credit Analyst

Location

Salary:

Not provided

Award Global

Expiration Date

Until further notice

Requirements

Strang command of English, able to fulfill all duties with English
Satisfactory interpersonal and communication skills
Detail oriented
Good time management and team player
Bachelor’s degree, preferably majored in Finance, Accounting or other business-related field
At least one year of relevant industry experience

Job Responsibility

Review borrower’s requirements and objectives, and make sure reasonable enquiries are taken to meet responsible lending and best interest duty requirements
Take reasonable steps to verify borrowers’ individual information and financial situation to make sure client is able to meet all repayments without suffering significant hardship
Ensure in-depth understanding of products and lender credit policy, make sure the application could be approved and is not unsuitable to borrowers
Strictly abide by the company’s risk control & compliance policies, and take the initiative to propose risk control plans when necessary
Working with brokers to prepare application forms for clients, gathering the required supporting documents and NCCP files
Draft application submission summary and submit the application to lenders once acknowledged by brokers
Coordinate with internal and external stakeholders to facilitate the processing of loans for approval and settlement
Make proper application processing notes
Follow the SOP and process accordingly

Senior Credit Analyst Commercial Banking

Senior Credit Analyst Commercial Banking is a seasoned professional role within ...

Location

Poland , Warsaw; Krakow; Gdansk; Wroclaw; Poznan

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Master’s/University degree in Economics or Law
Minimum 10 years of experience in the financial sector in credit analysis of commercial and corporate clients
Experience in Corporate Finance and remediation process
Ability to analyze financial statements and prepare financial forecasts
Good understanding and knowledge of commercial and corporate banking products
Advanced analytical skills
Excellent communication skills, both oral and written
Negotiation skills
Openness, honesty and independence in presenting views
Ability to work under time pressure and complete assigned tasks in a timely manner

Job Responsibility

Credit analysis and risk assessment of clients within the allocated portfolio (Mid-and Large Commercial Clients)
Preparation of annual reviews of credit exposure along with the determination of risk ratings and structure of credit lines
Managing risks associated with new and existing credit transactions, incl. corporate finance
Conducting negotiations on the transaction with the participation of Boards of clients, their advisors, advisors of the Bank and supervising the implementation of agreed terms and conditions in the Bank’s credit exposure
Review of market information on the credit clients and respective industries
Regular contact with clients related to credit matters, incl. customer site visits (when appropriate)
Identifying and obtaining exceptions approvals
Recommending appropriate classification of exposures in the assigned credit portfolio
Performing periodic financial statement review
Tracking established financial covenants

What we offer

Job contract and social benefits (private medical care, fitness card, life insurance, pension programme, co-financing of cultural and entertainment events and more)
Access to e-learning platform (Degreed) as well as English learning platform
Possibility to gain globally appreciated work experience
Friendly and supportive culture and team
Flexible and partly-remote working conditions

Fulltime

Credit application analyst

Randstad

Location:
Canada , Markham

Category:
Finance

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
December 23, 2025

Expiration:
February 09, 2026

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Credit application analyst

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Location:Canada , Markham

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Contract Type:Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:December 23, 2025

Expiration:February 09, 2026

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