Credit Analyst, Citi

Credit Analyst

Citi

Location:
Turkey, Istanbul

Category:
Banking

Contract Type:
Employment contract

Salary:

Not provided

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Job Description:

The Credit Analyst is a developing professional role in Commercial Banking Lending Management. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/job family. Applies analytical thinking and knowledge of data analysis tools and methodologies.

Job Responsibility:

Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines
Provide succinct analysis based on customers, peers, the portfolio, and the industry
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager
May act as an industry specialist with responsibility for SBA/EXIM loan analysis
Appropriately assess risk when business decisions are made

Requirements:

3-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
Extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting
Extensive knowledge of financial regulations
Extensive knowledge of financial products
Extensive knowledge of credit analysis
Bachelor's/University degree or equivalent experience

Additional Information:

Job Posted:
October 15, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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