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We are looking for a skilled Credit Analyst to join our team on a long-term contract basis in Foothill Ranch, California. In this role, you will evaluate credit applications, manage collections, and analyze commercial credit data to support business decisions. This position requires a candidate with strong attention to detail, analytical skills, and expertise in credit and collections processes.
Job Responsibility:
Assess credit applications to ensure compliance with company policies and financial standards
Conduct thorough analysis of commercial credit data to determine risk and make informed recommendations
Manage the collection process for outstanding accounts, ensuring timely resolution and adherence to company procedures
Collaborate with internal teams to address credit-related inquiries and support decision-making
Monitor and review credit limits to ensure alignment with financial objectives and risk tolerance
Prepare detailed reports on credit and collections activities for management review
Identify trends in credit data and propose strategies to mitigate potential risks
Maintain accurate documentation of credit and collection activities in company systems
Assist in developing and implementing credit policies to improve operational efficiency
Provide excellent customer service while addressing credit and collections-related concerns
Requirements:
Proven experience in credit analysis and commercial collections
Strong understanding of credit application processes and financial standards
Excellent analytical skills with the ability to interpret complex credit data
Proficiency in using credit management tools and software
Effective communication skills to interact with clients and internal teams
Detail-oriented with strong organizational abilities
Ability to identify risks and recommend solutions to mitigate them
Bachelor's degree in finance, accounting, or a related field preferred
What we offer:
medical, vision, dental, and life and disability insurance