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Credit Analyst

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Robert Half

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Location:
United States , Bethlehem

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Category:
Finance

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Contract Type:
Employment contract

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Salary:

Not provided
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Job Description:

Seeking a seasoned Credit Analyst with strong experience reviewing customer financial statements and establishing, monitoring, and adjusting credit limits in an industry or corporate environment. This role partners closely with Sales, AR, and Finance to balance risk management with business growth. Candidates from banking, lending, or financing institutions are not a fit.

Job Responsibility:

  • Analyze customer financial statements (balance sheet, income statement, cash flow) to assess creditworthiness
  • Establish, review, and adjust customer credit limits based on financial risk and payment history
  • Make credit approval recommendations for new and existing customers
  • Monitor customer exposure, aging, and risk trends
  • Partner with Sales and AR to support revenue while managing credit risk
  • Resolve credit holds and provide guidance on payment terms and limits
  • Maintain accurate credit documentation and compliance with internal policies

Requirements:

  • 5+ years of credit analysis experience in a corporate / industry setting
  • Strong understanding of financial ratios and credit risk indicators
  • Payment trends and customer exposure
  • Credit policy and internal controls
  • ERP experience (SAP, Oracle, NetSuite, JD Edwards, Dynamics, etc.)
  • Advanced Excel skills preferred

Nice to have:

Advanced Excel skills

What we offer:
  • medical
  • vision
  • dental
  • life and disability insurance
  • 401(k) plan

Additional Information:

Job Posted:
May 03, 2026

Employment Type:
Fulltime
Work Type:
On-site work
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