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Credit Analyst

https://www.citi.com/ Logo

Citi

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Location:
Hungary , Budapest

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Category:
Banking

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

The Credit Analyst 2 is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information.

Job Responsibility:

  • Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager
  • Manages the risk associated with new and existing borrowing relationships
  • Performs spreads of client business financial statements
  • Creates Customer Accounting Systems through Credit Platform
  • Recognizes potential client risk through early warning systems
  • Performs periodic financial statement review
  • Tracks established financial covenants
  • Monitors compliance to borrowing base credit facility
  • Accompanies Underwriting Manager on customer site visits (when appropriate)
  • Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors
  • Appropriately assess risk when business decisions are made

Requirements:

  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis
  • Bachelor's/University degree or equivalent experience
What we offer:
  • Cafeteria Program
  • Home Office Allowance (for colleagues working in hybrid work models)
  • Paid Parental Leave Program (maternity and paternity leave)
  • Private Medical Care Program and onsite medical rooms at our offices
  • Pension Plan Contribution to voluntary pension fund
  • Group Life Insurance
  • Employee Assistance Program
  • Access to a wide variety of learning and development programs, online course libraries and upskilling platforms
  • Flexible work arrangements to support you in managing work-life balance
  • Career progression opportunities across geographies and business lines
  • Socially active employee communities with diverse networking opportunities

Additional Information:

Job Posted:
November 08, 2025

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:

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