Credit Analyst, Citi

Citi

Location:
Mexico, Naucalpan

Category:
Finance

Contract Type:
Employment contract

Salary:

Not provided

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Job Description:

The Credit Analyst is a developing professional role with responsibilities that include analyzing business and personal financial statements, spreading financial data, and ensuring compliance with GAAP and Citibank policies. The role may involve working with credit structure and loan pricing, conducting preliminary analyses, and interacting with Credit Officers and Relationship Managers. Responsibilities also include quality assurance, acting as an industry specialist, and assessing risk when business decisions are made.

Job Responsibility:

Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies
ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool
provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing
spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines
provide succinct analysis based on customers, peers, the portfolio, and the industry
provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
may act as an industry specialist with responsibility for SBA/EXIM loan analysis

Requirements:

0-2 years prior experience in a financial institution with a focus on credit analysis and spreading software
extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis
ability to analyze business and personal financial statements with respect to GAAP and Citibank policies
Bachelor’s/University degree or equivalent experience

What we offer:

Equal opportunity employer
accessibility accommodations
global benefits

Additional Information:

Job Posted:
June 24, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Credit Analyst