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We are looking for a detail-oriented Credit Analyst to join a real estate lending team in Carmel, Indiana. In this role, you will help evaluate financing opportunities tied to land development and multifamily housing projects by reviewing financial information, identifying potential credit concerns, and supporting sound lending decisions. This position offers the opportunity to contribute to portfolio oversight while working closely with credit, lending, and administrative partners in a fast-paced environment.
Job Responsibility:
Assess new and existing loan requests by examining financial statements, credit materials, and supporting documentation to help guide approval decisions
Analyze borrower risk profiles and project-related financial data for real estate developments, highlighting key issues and areas of concern
Prepare clear credit observations and practical recommendations for the lending team to support informed decision-making
Assist with routine departmental activities on a daily, weekly, and monthly basis to keep credit operations organized and on schedule
Partner with colleagues across functional teams to improve workflow efficiency and support broader business goals
Support the processing of cash disbursement activities related to lending transactions and project funding needs
Maintain organized loan files and confirm documentation is complete, accurate, and aligned with applicable compliance standards
Record and track loan application details and related credit documentation to ensure reliable and up-to-date reporting
Contribute to additional analytical or administrative assignments as business needs evolve.
Requirements:
Bachelor's degree in finance, accounting, or a related discipline is required
At least 1 year of relevant experience in credit analysis, banking, finance, or a similar field is preferred
Demonstrated ability to evaluate financial information and identify credit risk factors with sound judgment
Strong analytical thinking and problem-solving skills with a high level of accuracy and attention to detail
Effective written and verbal communication skills for presenting findings and collaborating with internal teams
Ability to manage priorities independently while also contributing within a team-oriented, fast-moving environment
Proficiency with Microsoft Office applications, particularly Excel, and comfort working with financial data and reporting tools.