Credit Analyst

• Assess the creditworthiness of individuals or businesses by analyzing financial statements, cash flow, and credit applications
• Prepare detailed credit reports to support lending decisions and minimize financial risks
• Collaborate with internal teams to ensure accurate and timely processing of credit applications
• Monitor and manage accounts receivable to maintain healthy cash flow and minimize overdue payments
• Conduct in-depth financial analysis using accounting software, ERP systems, and other relevant tools
• Communicate effectively with clients and stakeholders to resolve credit-related issues and provide recommendations
• Ensure compliance with company policies and regulatory standards in all credit-related activities
• Support collection processes by identifying and addressing overdue accounts
• Recommend credit limits and terms based on thorough research and analysis

• Bachelor's degree in finance, accounting, or a related field
• 2-5 years of experience in credit analysis, preferably within a banking environment
• Proficiency in financial tools such as accounting software, ERP systems, and CRM platforms
• Strong knowledge of cash flow analysis, credit applications, and collection processes
• Excellent attention to detail and the ability to work under tight deadlines
• Solid communication skills to interact with clients and internal teams effectively
• Familiarity with agricultural credit analysis is a plus
• Ability to interpret financial data and provide actionable insights

Familiarity with agricultural credit analysis

• Access to top jobs
• Competitive compensation and benefits
• Free online training
• Medical, vision, dental, and life and disability insurance for contract/temporary professionals
• Eligibility to enroll in company 401(k) plan