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The ICM Credit Analyst will assist in financial and credit analysis activities across the portfolio. This role has responsibility for the Non-Investment Grade portfolio, with a focus on Classified assets. The role focuses on developing strong analytical foundations, data handling capabilities, and understanding credit processes.
Job Responsibility:
Support in preparing financial models and Company valuations using standard approaches (comparable company analysis, precedent transactions, etc.)
Assist in drafting credit notes, memos, and financial assessments under supervision
Spread financial statements in accordance with bank guidelines including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
Track operating and financial performance, prepare quarterly monitoring reports, and update key portfolio metrics
Conduct Ratio analysis, and write operating performance commentary
Ensure accurate recordkeeping and compliance with internal credit policies and procedures
Coordinate with internal teams for data collection, documentation, and audit requirements
Co-manage of accounts with internal partners
Requirements:
Post Graduate degree in Finance, Commerce, Accounting, or related discipline (MBA, CA, CFA, etc.)
2–4 years of experience in credit analysis, audit, or financial research (internships acceptable)
Good understanding of financial statements and key ratios
Knowledge of financial modeling concepts
Strong Excel and PowerPoint skills
Analytical mindset and attention to detail
Eagerness to learn credit processes and policy frameworks
Team collaboration and clear communication skills
Organizational skills with ability and willingness to work under pressure and manage time and priorities effectively
What we offer:
Access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Programs and services to manage financial well-being and help plan for the future
Access to an array of learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities