Credit Analyst

• Assess the credit and financial strength of Citi's clients by performing fundamental credit analysis of those clients using both quantitative and qualitative factors
• Complete credit analysis write-up memos and internal ratings of Citi's clients based on independent assessment and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit
• Partnership with applicable stakeholders in ICM UW, Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
• Strong understanding of internal credit policy and procedures, proactively referring to resources as needed
• Actively contribute to meetings, asking questions and challenging ideas
• Display a deep commitment and positive attitude to Citi and colleagues and an eager to do more

• Interpersonal skills, with the ability to build relationships
• Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
• Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
• Microsoft Office (Word, Excel, and PowerPoint) skills
• Knowledge of basic financial concepts (e.g. liquidity position, profitability metrics, leverage profile) and macro-economy
• Bachelor's/University degree in Business Administration, Engineering, Accounting, International Relations or equivalent
• English fluency is required

Knowledge of Python Tool is a plus