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A busy company in the Caldwell area is seeking a Credit Analyst to join their growing organization. This Credit Analyst will get the chance to join a growing team that offers career growth and work schedule flexibility. This Credit Analyst role is responsible for evaluating the creditworthiness of individuals or businesses by performing in-depth analysis of financial statements, cash flow, and overall financial health.
Job Responsibility:
Perform comprehensive analysis of financial statements, including income statements, balance sheets, and statements of cash flow
Evaluate profitability, liquidity, leverage, and solvency through ratio analysis and trend analysis
Assess cash flow adequacy and debt service coverage to determine repayment capacity
Review tax returns, bank statements, aging reports, and supporting financial documentation
Identify financial risks, inconsistencies, and red flags within financial reports