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Credit Analyst for Strategic Accounts is responsible for credit risk assessment of the largest corporate customers of HPE globally. Credit Analyst prepares credit underwriting including: credit risk analysis based on consolidated financial statements, industry and macroeconomic analysis, proposed risk rating and recommendation for credit line amounts to accommodate large long-term financing transactions.
Job Responsibility:
prepare credit underwriting for the largest corporate customers of HPE
recommend credit lines to Credit Committees or approve within the assigned authority level
structure transactions to best mitigate risks and negotiate credit conditions
manage and monitor credit risk across the assigned customer portfolio
partner with Sales Colleagues to understand the business requirements of the assigned customers
partner with Recovery Specialists to support credit review and/or analysis as needed in the event of a default, bankruptcy or insolvency
partner with Collections Management to ensure that the customer profile is updated to reflect delinquent behavior
Requirements:
University degree with a focus in finance or accounting or economics or similar
Typically 4+ years of experience in Credit Analyst role with a financial institution
Understanding of accounting principles and financial analysis
Ability to analyse and interpret corporate financial statements (IFRS/GAAP)
Fluent English
Organized and structured personality with good communication skills
Accuracy and ownership for work outcomes
Growth mindset, ability to work independently and within a team
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