Credit Analyst, Citi

Citi

Location:
Mexico, Boca del Rio

Category:
Finance

Contract Type:
Employment contract

Salary:

Not provided

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Job Description:

The Credit Officer 2-Emerging Corporates is a seasoned professional role requiring in-depth knowledge, evaluating moderately complex issues, and performing financial analysis to determine credit worthiness. Responsibilities include preparing credit summaries, coaching analysts, and making credit decisions in accordance with policies.

Job Responsibility:

Makes decisions in accordance with credit department policies
Employs decisioning for multi-merchant locations to meet customer credit requirements
Takes ownership to resolve issues/inquiries with rapport building, individualized attention using a variety of resources
Performs financial analysis and makes recommendations on new and existing credits and exposures
Assesses credit worthiness by analyzing various commercial credit vehicles including financial statements (Balance Sheet, Income Statement, and Statement of Cash Flow), commercial credit bureau reports (Dun and Bradstreet, Experian & Equifax), SEC Filings, bond ratings, grants, tax returns, letters of credit, and budgetary information
Prepares a Credit Analysis Summary (CAS) of Commercial applicants requesting large lines of credit by analyzing the customer, interpreting the request, identifying the risk factors, performing a risk assessment, and providing a summary and recommendation
Mentor lower level analysts
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Requirements:

5-8 years relevant experience
Previous Credit Analysis experience required
Previous commercial credit authority preferred
Good corporate and merchant credit and exposure analysis skills
Excellent process and project management skills
Ability to read and interpret commercial credit bureaus, analyze trade experience, and utilize external financial resources to underwrite credit requests
Demonstrated commercial underwriting experience
Proven analytical and communication skills
both written and verbal
Proficient working knowledge of Windows and Excel
Inglés- Intermedio- Avanzado (Indispensable)
Experiencia en Análisis crediticio en el segmento empresarial y Agro

Additional Information:

Job Posted:
May 13, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Credit Analyst