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Credit Analyst

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Robert Half

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Location:
United States , Lincoln Park

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Category:
Finance

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Contract Type:
Employment contract

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Salary:

100000.00 - 115000.00 USD / Year
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Job Description:

Support risk-conscious growth by evaluating customer credit exposure and helping optimize cash flow.

Job Responsibility:

  • Oversee a portfolio of strategically important accounts by establishing credit parameters, tracking exposure levels, and taking action to keep risk within approved limits
  • Review financial statements, credit reports, and related data for prospective and existing customers to assess overall credit quality and recommend appropriate credit terms and limits
  • Identify suitable risk protection measures, including guarantees, letters of credit, and collateral arrangements, and coordinate with counterparties to secure and maintain accurate documentation
  • Partner with commercial, contracts, and legal teams to keep agreements current and aligned with the business activity they support
  • Monitor account activity and aging trends to uncover opportunities to accelerate collections, improve liquidity, and escalate delinquency concerns when needed
  • Work across internal functions and with external customers to investigate billing or account disputes and drive timely resolution
  • Continuously evaluate changes in customer financial condition and adjust credit availability in line with projected sales activity and acceptable risk tolerance
  • Prepare recurring credit and exposure reporting to support daily decision-making, portfolio planning, and management review
  • Coordinate with commercial teams to anticipate product movement, forecast exposure, and approve transactions in accordance with established credit standards
  • Support process improvement initiatives and special projects aimed at strengthening controls, increasing team efficiency, and enhancing cash flow performance

Requirements:

  • Bachelor’s degree in Finance, Accounting, or a related discipline
  • At least 5 years of experience in commercial credit analysis, with exposure to the energy or petroleum sector viewed favorably
  • Strong ability to interpret financial statements and evaluate creditworthiness with a high level of accuracy and attention to detail
  • Demonstrated success managing priorities and making sound decisions in a fast-paced business environment
  • Excellent written and verbal communication skills, along with strong interpersonal effectiveness and a results-driven, detail-oriented approach
  • Intermediate to Advanced expertise in Excel
  • Knowledge of enterprise credit or trading platforms
What we offer:
  • medical
  • vision
  • dental
  • life and disability insurance
  • 401(k) plan

Additional Information:

Job Posted:
May 04, 2026

Employment Type:
Fulltime
Work Type:
On-site work
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