Credit Analyst

• Facilitate the end-to-end lending process within the NAM CCB for the assigned relationships and portfolio
• Develop knowledge of assigned portfolio and industry, and create well-supported analysis that effectively balances risk and business objectives
• Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio
• Produce underlying analysis and workflow supporting underwriting requests for new-to-bank and existing credit relationships
• Perform monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants
• Facilitate the loan documentation process for both new transactions and amendments or modifications
• Attend periodic meetings regarding covered portfolio clients
• Develop and maintain extensive knowledge in various credit products and services
• Mentor and develop more junior staff
• Recommend changes to improve existing processes to achieve greater efficiency and controls

• 1-3 years of banking, finance or related experience in credit underwriting, portfolio and/ or risk management with a multinational financial services organization
• Knowledge of basic accounting and financial concepts and their practical application in the credit underwriting process
• Excellent communication (written, verbal, presentation and listening) and organizational skills
• ability to complete multiple priorities in a timely manner
• Demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills
• quickly and successfully applies learning to new situations
• Proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills
• Bachelor's degree

Advanced degree(s) and other certifications

• Medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• paid time off packages including vacation, sick leave, and paid holidays
• discretionary and formulaic incentive and retention awards