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Credit Analyst

Australia, Sydney 90000.00 - 95000.00 AUD / Year · Job Posted July 03, 2026
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Job Description

Credit Analyst | Boutique Non-Bank Lender. Location: Double Bay (A short walk from Edgecliff Station). Salary: $90,000 - $95,000 + Super + Bonuses + Share Options. Culture: Dynamic, highly collaborative, and zero corporate bureaucracy. About the Company: We are partnering with a fast-growing non-bank lender that helps senior Australians unlock home equity. Backed by strong capital and a well-known brand ambassador, they have a massive heart and a supportive, social team culture. Their beautiful Double Bay office is right next to the local markets and great cafes. About the Role: Working directly alongside the Head of Credit, you will help shape lending decisions and manage portfolio risk. You do not need prior experience as a signed-off Credit Assessor for this role. We are looking for someone who thoroughly understands the mortgage space—whether from a mortgage processing, settlements, broker support, or lending customer care background—who wants to step up into credit decisioning.

Job Responsibility

  • Credit Assessment: Review and assess loan applications against responsible lending policies
  • Policy Support: Partner with the Head of Credit to refine credit policies and build out portfolio reporting
  • Team Support: Help troubleshoot and guide middle-office teams on document verification and loan eligibility
  • Business Growth: Assist with enterprise risk, compliance reporting, and process improvements as the company scales

Requirements

  • Mortgage Industry Knowledge
  • Analytical Mindset
  • Empathy & Communication
  • Proactive Attitude

What we offer

  • Super
  • Bonuses
  • Share Options
  • Work in a dynamic, highly collaborative, and zero corporate bureaucracy culture
  • Located in Double Bay next to local markets and great cafes
  • Supportive mentoring environment with clear career progression
  • Regular team social events
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