Credit Analyst, Citi

Citi

Location:
Mexico, Naucalpan

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Credit Analyst role involves monitoring, assessing, and analyzing financial statements, performing credit evaluations, and ensuring compliance with Citibank policies. It requires a good understanding of industry practices, regulatory guidelines, and risk management procedures.

Job Responsibility:

Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies
ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool
provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing
spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit))
provide succinct analysis based on customers, peers, the portfolio, and the industry
provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff, and Relationship Managers
act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
may act as an industry specialist with responsibility for SBA/EXIM loan analysis
appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy.

Requirements:

0-2 years prior experience in a financial institution with a focus on credit analysis and spreading software
extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis
ability to analyze business and personal financial statements with respect to GAAP and Citibank policies.

Additional Information:

Job Posted:
May 29, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Credit Analyst