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We are looking for a Credit Analyst to join a wholesale distribution organization in Addison, Illinois on a contract basis with the potential for a permanent position. This role is ideal for someone who can balance sound credit judgment with strong collections follow-through while supporting a diverse customer base ranging from large national accounts to small businesses. The position involves reviewing account risk, helping keep orders moving appropriately, and partnering with internal teams to resolve customer credit concerns in a timely manner.
Job Responsibility
Oversee a broad customer portfolio that includes both major corporate accounts and smaller independent businesses, applying consistent credit review practices across varying levels of complexity
Evaluate financial information, trade references, credit bureau data, and insurance guidance to determine appropriate account exposure and establish credit limits
Conduct outreach on delinquent balances of all sizes, taking prompt action to address overdue receivables and encourage payment resolution
Review held transactions and authorize order releases when account status and risk conditions support shipment approval
Raise unresolved account concerns to sales and customer service partners to help address disputes, payment issues, or service-related obstacles
Participate in regional discussions with sales teams to communicate account risk, collections status, and credit-related matters affecting customers
Prepare and share weekly updates for leadership summarizing collection activity, customer follow-up efforts, and progress against outstanding balances
Requirements
Experience in credit analysis, collections, or accounts receivable support within a business-to-business environment
Working knowledge of evaluating creditworthiness using financial statements, trade history, commercial reporting tools, and related risk indicators
Ability to manage a high-volume portfolio with strong attention to detail and sound decision-making
Confidence communicating with customers and internal teams regarding overdue balances, account status, and credit concerns
Comfortable collaborating with sales and customer service teams to resolve issues that impact payment or order release decisions
Proficiency in preparing routine status reports and maintaining clear documentation of collection efforts and account activity
Strong verbal communication skills, including the ability to discuss credit matters in team meetings or regional calls
What we offer
Medical, vision, dental, and life and disability insurance