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Credit Analyst

United States, Dayton · Job Posted April 11, 2026
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Job Description

This is a contract-to-permanent role, evaluating creditworthiness and supporting financial decision-making through detailed analysis of financial data. This position offers a dynamic environment where you can contribute your expertise and grow professionally.

Job Responsibility

  • Conduct thorough analyses of financial statements and credit reports to assess risk and recommend credit approvals
  • Evaluate and recommend credit extensions based on research and financial documentation
  • Monitor and manage customer accounts to ensure timely collections and address outstanding issues
  • Collaborate with internal teams to resolve disputes and maintain positive relationships with clients
  • Utilize alternative dispute resolution techniques to effectively handle credit-related conflicts
  • Prepare detailed reports and presentations for management, summarizing credit evaluations and findings
  • Stay updated on industry trends and regulations to ensure compliance and accuracy in credit assessments
  • Assist in the development and implementation of credit policies and procedures to optimize operations
  • Provide insights and recommendations to enhance credit strategies and minimize financial risks

Requirements

  • Proven experience in financial analysis and credit evaluation
  • Strong understanding of credit and collections processes
  • Familiarity with alternative dispute resolution techniques
  • Excellent analytical and problem-solving skills
  • Proficiency in financial reporting tools and software
  • Strong communication and interpersonal skills for collaboration and client interaction
  • Ability to work independently and manage multiple priorities effectively
  • Knowledge of industry standards and regulatory requirements in credit analysis

What we offer

  • medical, vision, dental, and life and disability insurance
  • company 401(k) plan

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