Credit Analyst 1 Job at Citi (Ciudad De Mexico)

Credit Analyst 1

Location

Mexico , Boca del Rio

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

0-2 years prior experience in a financial institution with a focus on credit analysis and spreading software
Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis
Ability to analyze business and personal financial statements with respect to GAAP and Citibank policies
Bachelor’s/University degree or equivalent experience

Job Responsibility

Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies
Ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool
Provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing
Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines
Provide succinct analysis based on customers, peers, the portfolio, and the industry
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
May act as an industry specialist with responsibility for SBA/EXIM loan analysis

Fulltime

Credit Analyst

Location

United States , Addison

Salary:

31.25 - 34.62 USD / Hour

Robert Half

Expiration Date

Until further notice

Requirements

Manage a large portfolio of customers from Fortune 500 down to small 1-2 person operations
Ability to set a credit limit based on financials, trades, credit insurance recommendations, and D&B
Calling on past due regardless of size
Releasing orders from hold
Escalating issues to sales and customer service
Ability to speak on regional calls with sales team on credit issues for their customers
Provide weekly reports to manager on call progress

Job Responsibility

Manage a large portfolio of customers from Fortune 500 down to small 1-2 person operations
Ability to set a credit limit based on financials, trades, credit insurance recommendations, and D&B
Calling on past due regardless of size
Releasing orders from hold
Escalating issues to sales and customer service
Ability to speak on regional calls with sales team on credit issues for their customers
Provide weekly reports to manager on call progress

What we offer

medical
vision
dental
life and disability insurance
401(k) plan

Credit Analyst

We are looking for a detail-oriented Credit Analyst to support commercial lendin...

Location

United States , Scottsdale

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

1–3 years of experience in credit analysis within commercial banking, business lending, or a similar environment
Working knowledge of commercial credit principles, borrower risk assessment, and lending practices
Ability to spread financial statements and interpret cash flow, leverage, liquidity, and performance trends
Experience preparing credit presentations, loan memoranda, or other formal underwriting documents
Familiarity with covenant testing, compliance monitoring, and ongoing portfolio review processes
Exposure to Abrigo, Experian, or similar credit analysis and reporting systems is preferred
Strong written and verbal communication skills with a high level of accuracy and attention to detail.

Job Responsibility

Prepare thorough credit write-ups and lending summaries for new requests, renewals, and loan changes
Analyze borrower financial statements, cash flow performance, and repayment capacity to support credit decisions
Calculate covenant compliance metrics and identify trends or exceptions that may affect risk exposure
Evaluate borrower strength, collateral position, and other key factors to highlight potential areas of concern
Produce portfolio reporting that includes ratio analysis, trend review, and supporting credit documentation
Monitor assigned commercial loan relationships through periodic financial reviews and ongoing risk assessment
Partner with relationship managers and underwriting staff to provide accurate analysis and responsive support
Confirm that loan files and credit materials meet internal policy standards and applicable regulatory expectations.

What we offer

Medical, vision, dental, life and disability insurance
401(k) plan.

Fulltime

Credit Analyst

We are looking for a detail-oriented Credit Analyst to join a real estate lendin...

Location

United States , Carmel

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Bachelor's degree in finance, accounting, or a related discipline is required
At least 1 year of relevant experience in credit analysis, banking, finance, or a similar field is preferred
Demonstrated ability to evaluate financial information and identify credit risk factors with sound judgment
Strong analytical thinking and problem-solving skills with a high level of accuracy and attention to detail
Effective written and verbal communication skills for presenting findings and collaborating with internal teams
Ability to manage priorities independently while also contributing within a team-oriented, fast-moving environment
Proficiency with Microsoft Office applications, particularly Excel, and comfort working with financial data and reporting tools.

Job Responsibility

Assess new and existing loan requests by examining financial statements, credit materials, and supporting documentation to help guide approval decisions
Analyze borrower risk profiles and project-related financial data for real estate developments, highlighting key issues and areas of concern
Prepare clear credit observations and practical recommendations for the lending team to support informed decision-making
Assist with routine departmental activities on a daily, weekly, and monthly basis to keep credit operations organized and on schedule
Partner with colleagues across functional teams to improve workflow efficiency and support broader business goals
Support the processing of cash disbursement activities related to lending transactions and project funding needs
Maintain organized loan files and confirm documentation is complete, accurate, and aligned with applicable compliance standards
Record and track loan application details and related credit documentation to ensure reliable and up-to-date reporting
Contribute to additional analytical or administrative assignments as business needs evolve.

What we offer

Medical
vision
dental
life and disability insurance
401(k) plan
Free online training

Fulltime

Credit Analyst

Are you looking to grow your career in finance with a company that offers stabil...

Location

United States , Fort Wayne

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Bachelor’s Degree preferred, or equivalent detail oriented experience
1–3 years of experience, ideally in credit, collections, accounting, or finance
Strong analytical skills with the ability to review financial documents and identify risk indicators
Intermediate proficiency in Microsoft Office (Word, Excel, PowerPoint)
Excellent communication skills and comfort interacting with internal teams and customers

Job Responsibility

Credit Review & Risk Analysis Review credit requests for new and existing accounts, ensuring compliance with credit limits and payment terms
Analyze financial statements, business credit reports, personal credit bureau reports, security documents, and Letters of Credit to assess financial strength and determine appropriate credit lines
Prepare, process, file, and maintain security documentation (UCC-1, UCC-3, Letters of Credit, collateral deposit documentation, etc.)
Account Management & Collections Monitor and collect outstanding debt on active and inactive past-due accounts
Review and approve customer orders after confirming payment status, financial position, and security standing
Maintain an accurate portfolio of account files with updated financial information and credit documentation
Perform customer account reconciliations, identifying discrepancies and communicating open items to stakeholders
Cross-Functional Collaboration Partner with sales teams, A/P, order processing, warehouse staff, and customer support to resolve account issues and support the onboarding of new customer accounts
Consult with regional and finance leadership regarding financial analysis, risk assessment, and operational challenges for new and existing customers
Contact accounts, vendors, and freight forwarders to resolve disputed or inaccurate invoices

What we offer

Excellent Culture: Collaborative, supportive environment where employees are valued
Brand-New Local Facility: Enjoy working onsite in a modern, beautifully updated space in Fort Wayne
Strong Benefits & Stability: Once converted, employees enjoy comprehensive benefits and long-term growth potential
High-Impact Work: Play a key role in evaluating credit risk, protecting company assets, and supporting customer relationships
Career Growth: Great opportunity for someone looking to expand their skills in credit, financial analysis, or corporate finance
medical, vision, dental, and life and disability insurance
eligible to enroll in our company 401(k) plan

Fulltime

Analyst - Credit Risk Management

This role is responsible for conducting detailed analysis and implementing under...

Location

United Kingdom , London

Salary:

Not provided

Amex

Expiration Date

Until further notice

Requirements

At least 1 year+ experience in risk management or data analytical roles
Bachelor’s or equivalent in quantitative field (e.g. Finance, Engineering, Physics, Mathematics, Computer Science and Economics)
Coding skills in SQL or Python with hands-on experience is required
Strong technical and analytical skills with the ability to apply both quantitative methods and business knowledge to create insights and deliver results
Knowledge of underwriting and consumer/commercial bureau data
Good communication and persuasion skills with an ability to translate technical analysis into business strategy recommendations
conceptualize and sell ideas to internal and external partners
Ability to build strong relationships with business partners across the enterprise
Proven track record to work independently and within a matrix organization
partnering with capabilities, decision sciences, technology teams and external vendors to deliver solutions quickly and effectively

Job Responsibility

Identify hidden and emerging trends in acquisition data to generate insights and respond effectively to changes in competitive and economic environment
Partner closely with the Acquisition team to assess how changes in targeting and marketing mix impacts risk performance
Evaluate new data sources and stay current with industry trends to enhance existing underwriting strategies and deliver good customer outcomes
Build strong cross-functional relationships with colleagues across Central Risk, Operations, Product, Acquisitions, and Compliance to drive enterprise-wide projects

What we offer

Competitive base salaries
Bonus incentives
Support for financial-well-being and retirement
Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
Generous paid parental leave policies (depending on your location)
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

Credit Analyst – Securitization - Officer

The Credit Risk Analyst position will hold a role within the Real Estate & Struc...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

1-3 years of credit, portfolio management or product experience (preferably in structured finance/securitization) in a financial institution, rating agency, financial guarantor or asset management firm
Good analytical skills to filter, prioritize and validate potentially complex material from multiple sources
Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
Excellent organizational skills, prioritizing capabilities, attention to detail, and ability to complete assignments within required deadlines in a fast-paced environment
Pro-active disposition with ability to work autonomously and within a team
Creative thinker adept at taking an analytical approach to problem solving
Strong attention to detail for reviewing credit agreements / legal documents
Excellent oral and written communications skills
Strong Microsoft Office skills
Bachelor’s/University degree or equivalent experience

Job Responsibility

Ensure strong analysis of the assigned portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures
Assist analysts and associates to perform periodic monitoring of the portfolio
Ensure maintenance of organized credit files for credit, regulatory and compliance purposes and ensuring compliance with WCR policies and processes
Analyse the credit risk by performing tasks that includes reviewing deal documents & legal documentation
Prepare credit approval memos analysing the risk associated with the collateral quality
Analyse periodic data & report for any discrepancy in the data
Collect, organize and analyse data from internal and external sources
Enhance efficiency through automation & technical skills
Maintain regular and open communication with internal as well as external team members on various tasks
Understand the domain and implement quick fix solutions to align the development activities with dynamic business needs

Fulltime

Credit Risk Analyst

Shopify Payments processes billions of dollars for millions of merchants across ...

Location

United States

Salary:

Not provided

Shopify

Expiration Date

Until further notice

Requirements

1+ years of experience in risk analysis, underwriting, payments, e-commerce, or a related analytical role
Solid understanding of merchant credit risk concepts and the ability to connect scattered data points into a clear picture
Strong written and verbal communication skills — you can explain a complex situation in plain language to any audience
Comfort working in ambiguity where the playbook doesn't always have the answer and you need to apply good judgement
Curiosity about different business models and the risk profiles they carry
Working knowledge of chargeback basics: root causes, money movement, and common mitigation techniques
Proficiency with spreadsheet tools like Google Sheets or Excel
A growth mindset — you treat feedback as fuel and constantly look for ways to sharpen your craft

Job Responsibility

Monitor trends across your caseload to identify systemic risks and act quickly to prevent merchant credit risk losses
Assess how business model characteristics, seasonal patterns, and economic conditions affect merchant risk profiles
Communicate directly with merchants to address concerns, gather information, and explain decisions in plain language
Surface merchant and risk insights to cross-functional partners so your casework feeds into how Shopify's risk tools evolve
Follow your team's playbooks — and improve them as you spot gaps or better ways to work
Apply AI tools to detect threats faster and automate the repetitive parts of analysis
Track emerging risk patterns and industry trends, and flag them so the team can sharpen detection rules
Build deep knowledge of current and emerging credit risk threats across your domain
Mentor newer teammates and raise the bar on quality across investigations
Take ownership of the quality of your own work and the outcomes that follow

Fulltime

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Credit Analyst 1

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